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i live in pittsburgh,pa. i have five payday loans out currently. little loan shop,payday-loan-yes,cashnet usa,paychecktoday.com,and route 66 funding. i use pnc bank for all my banking. i am behind on bills big time. and am thinking on closing my bank acoount. i have 2 open accounts with pnc bank. i must pay on my car and local school taxes. if i close one of my accounts with pnc bank. will my other account still be debited for the 5 payday loans i have out??? i just don't know what to do ???? not enough money to go around!!! any suggestions???

I am trying to refinance my mortgage through FHA. I have two large debts that the FHA Underwriter is requiring me to pay with proceeds from the refi. The problem is these debts are over 4 years old. I haven't made any payments in over 3+years on these accounts. They are barred by the NH 3 year SOL. All collection activity has stopped an no legal action was ever pursued. What is the best way of convincing the FHA Underwriter that I am not legally responsible for these debts?

This people called me at work today stating that I have broken the law and that they are coming to arrest me. They told me that I took a payday loan and I have not paid it yet. I told them that I already paid them once and I was a long time ago. They said this was another one that I need to pay. I asked them to send me a letter to validate this new debt so I can make sure its real and they just hanged up on me. Next they called and my wife picked up the phone (She works with me) they asked for the address and told her that they are sending me a package and to wish me good luck.

This people called me at work today stating that I have broken the law and that they are coming to arrest me. They told me that I took a payday loan and I haven't paid it yet. I told them that I already paid them once and I was a long time ago. They said this was another one that I need to pay. I asked them to send me a letter to validate this new debt so I can make sure its real and they just hanged up on me. Next they called and my wife picked up the phone (She works with me) they asked for the address and told her that they are sending me a package and to wish me good luck.

Yourcashbank $200 ~ paid at least $600 Ezpaydaycash $200 ~ nothing yet ~starts on 3/14 Rapidcash4u $300 ~ paid $90 so far Total Lending $300 ~ nothing yet ~ starts on 3/14 I have just been letting them rollover I was reading some info on here and it says its Prohibited in Maryland I got in way over my head. Taking one out to cover another bill that I couldn’t pay because I was paying the PDL ..

Last September I took out two $300 pdl from both USFast ash and 500 Fast Cash. Every two weeks, they deducted $90 from my account for about three pay periods. One day, 500 Fast Cash withdrew their usual $90, then returned it to my account, then took it out again plus a $30.00 NSF fee. I tried contacting them because my checking account had more than enough money to cover it, but got nowhere. I then closed my account and opened a new one with my bank without telling either 500 Fasct cash or USFC. Then, USFC called me to collect the money.

Hello everyone! I'm knee deep in debt, and want to get out - but I can say that the end is getting further and further away it seems. I currently have $57,000 in credit card debt. I can make the monthly payments - for now, but slowly the creditors are starting to jack my rates for no good reason. I have had a solid payment history for close to 5 years now with all my creditors.

I have been following the posts between RoxyNY and Bucksoldhen and I feel like it is me there, I am in the same situation.

I have a payday loan with Cash Supply. The loan was for 300 dollars and I have paid back 390 dollars. A few weeks back, I had made arrangments to pay 240 more dollars to consider the loan paid in full, however I was unable to due to other bills. I had not heard from Cash Supply since then and was considering myself lucky. However, today, Cash Supply sent me an email asking me to contact them to settle the loan. I live in New Jersey and I know payday loans are prohibited in NJ. Question, is cash supply licensed anywhere in the US? Should I call them and see what their settlement offer is?

I had just learned about debt settlement and was thinking it might be my way out. I have about $20,000 in credit card debt between 6 cards. I was on a debt consolidation program for 4 cards but they weren't much help and actually cost my BOA card to go up $1000 due to them not getting there letters in on time, so I dropped them and worked out deals myself. But now my job is cutting hours and the cost of living keeps going up I can't even pay lowered minimum payments. I don't have enough money to settle right now.