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Does anybody have the addresses for the following PDLs? I am trying to file complaints and was told that I need their addresses. Thank you in advance. 1. ameriloan 2. Cash Advance Network (CAN) 3. Cash Link 4. LoanShop 5. Chieftan 6. ZipCash 7. CreditProtectionLoan 8. CashNetUSA I am going crazy trying to find current addresses!!!

Could you find out from Virginia? Thanks and this is so helpful.... :D

A few weeks ago I got a notice from CBCS claiming that I owed a debt to Comcast. I sent the letter back and explained to them that I have never had service from Comcast and it is not even available in my area. Today I received another letter from the claiming to be the proof that I owed the bill. The bill is someone that has the same name as me BUT who lives in a different state! The only thing we have in common is our name.

The only simple way to put it is I was young and stupid and didn't realize the importance of credit. I began getting credit card offers right after graduating highschool and just signed myself up. I maxed it up just as quickly as I got them. I never paid on them. I went to college and kept spending any new cards in the mail and never once thought how it would affect my future. Now I am married (5 years) and have 3 boys, ages 5, 3, and 9 months and I am faced with the consequences of my actions from my past. I cannot get a car loan without a high interest rate.......I cannot buy a home.

Ok my sister in law received a dunning letter from AI about a delinquent book club account, the contents of the letter are as follows. You have been notified of this delinquency several times by our client ******* and this collection agency. Your failure to pay this delinquent account means you still owe ******** $129.41. Your failure to respond to prior communications concerning this debt has resulted in our client listing your name with The Credit Index.

If a rep for the credit card comp. issues a summons through your local court , is it too late to tryto settle? I did'nt have the money until very recently to try to negotiate a settlement.

I'm in the chat if anyone wants to join me.....

How long does it usually take a collection agency to respond to a settlement offer? And, has anyone had any luck settling with NCO?

Hi guys I'm new to this so bear with me. I am a 20 year old sophomore in college who, in the past, has accepted 3 credit card offers (all with $1000 limits) in the mail and as a result I am now about $3200 in credit card debt. I'm only working a part-time job that pays $9/hr and I've had to miss credit card payments due to lack of funds so I've gotten some late fees. I'm extremely stressed and anxious because I have the creditors calling me but I'm really not able to make any payments. At this point I'm more concerned with getting RID of this debt than improving my credit score.

Every time I go to my mail box it seems like there's another letter from a CA trying to collect a debt, I'm getting so tired of this, I take one step forward and 10 steps back! Today, I received another bill from a new CA, well I guess it's a CA though it appears to be attorneys. The thing is, they are saying I owe $232.00. Huh? Last I heard (a few months ago) it was $79.00 on a credit card, and by the way, the limit on that card was $100.00! So, how did they come up with that amount? I guess I should have this debt validated, I would REALLY like to know how they came up with that figure. :?: