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I'm not able to post in certain forums, I'm not even sure if this will post or not, and I am sorry if I put this in the wrong forum, I wasn't sure where the appropriate place was to post this.

I am currently being sued by a company that gave me a loan. I am working on appearing with about 80% of what I owe in order to settle and avoid the judgment, however the creditor still calls me at work and home asking me to still make payments with them. When I asked why since it's been turned over to the lawyer they said "when" not if but when they get the judgment instead of working out a payment arrangement they'll just attach my wages.Doesn't that sound like they're trying to muscle me into paying them I have been paying them since.

i received a default judgment (texas) against me on jan. 8th 2008. i did not receive notice of it until jan 11 and my deadline to appeal is way past and couldn't afford it anyway. i was never served in any way. unfortunately i did not find this site until it was too late in this case. so i am stuck with the judgment for the next 10 yrs. today i received a letter from wolpoff & abramson representing palisades (isn't this really palisades posing as a lawyers office?) about the above mentioned judgment.

I have several payday loans in Texas - I've posted details in another topic and a couple of topics here indicate that there are letters to send??? so (a) when dealing with storefront PDL, is it in my best interests to work with them in person or is there a letter that should be sent to formerly request EPP? They are often very rude and offer NO ASSISTANCE when in person. and part (b) are there any letters that I haven't seen on here that I could customize for each of the lenders I need to work with??? suggestions?

Can anyone tell me if the above law firm can collect in PA. Thanks

has anyone successfully filed and/or won a private suit against NES? i want to file one, but i don't understand how i'd win if most of my proof is just hearsay since i didn't record any of their conversations.

I have accounts with American Express, Citi Financial and Bank Of America gold Option (loan). Can you tell me what they will settle with me directly for?

II live in VA and had a loan with WPD that I stopped payment on (I switched my bank account) in November. My initial loan was for $400 with what I believe was $100 in interest. I had paid (up until the day before I closed my account) $762.50 in both interest (rolled over from month to month) and principle (the 50 bucks or so they tack on after 5 renewals). I read somewhere else on this site about VA state law and how it is illegal to roll over payments. I've received calls from them in the past and usually threaten legal action and they back off for a while.

i am 26 about to be 27, cannot even get an apt due to debt :( BAY AREA CREDIT SERVIC 139 NCO FIN/51 150 N AMER CR - MAIL ONL 369 MERRICK BK 649 ARROW FINANCIAL SERV 791 ARROW FINANCIAL SERV 821 MIDLAND CRED 1536 Dad 1710.44 PLAINS COMME 3182 TRIAD FINANC 7702 KEYBANK USA 10696 USAA FEDERAL SAVINGS 19853 Total Debt: 47598.44 everything is in collections except for the usa federal savings loan.

My husband recently lost his job and we had taken out a few payday loans to make ends meet but now we are in over our heads...(in hind sight we know that was a bad idea!) we have talked about some kind of debt consolidation program or something, but will that help with the payday loans or just the credit cards? Also, what is the best program to start with and are there any we should avoid?