I received a letter a few weeks ago from a Vision Financial which stated their client, CompuCredit had bought a debt from them in the amt. of $132. One of the Credit bureaus (from an older report) shows this debt pd in full per the company (unsecured cc) in 2003, past the SOL in Texas anyway, and another Credit bureau ( a more recent report but still a diff cb) shows it was charged off.
So since I received that after I found this great site, I sent them the validation letter by cert'd mail w/sign req'd.
Got the green card back the other day with a signature.