Internet's First Get Out of Debt Community!

20+ Years of debt relief success

Slide to see your debt amount now

Search forum

Do you know of any companies that loans out money?!?

18 years 1 month ago
I'm interested in getting a loan that would take care of my bills and I would just be required to pay that loan back. Do you know of any lenders that offers this service.... Besides a bank/credit union.

 

debt resolution

18 years 1 month ago
I owe money to American Express, who has transferred attempts to resolve this issue to Mitchell Kay Law Offices. Should I avoid dealing with him? How should I handle this? I would like to resolve the issue but he sounds shady.

 

debt consolidation loan

18 years 1 month ago
I am wondering if you receive this loan to pay off debt if it goes on your credit report in a negative way at all. Also how does it appear on your credit report. If you pay off credit cards are you required to close the accounts or does the credit card company insist.

 

Up to my ears in high interest debt

18 years 1 month ago
Hello! It will feel good to write this out in a format such as this. I started taking out high interest loans about 2 years ago because of an addiction I was dealing with (those details are for another forum...) I have been in recovery now for over 3 months. I am not spending money on my former addiction and I am not taking out any new loans. I am however paying off all of the loans I took out.

 

re-aging accts

18 years 1 month ago
can you give me specifics on how you can tell if an acct on your credit bureau report has been re-aged? what would be he correct way to dispute this and what would you say in the dispute to make your claim valid? thanks all

 

Can someone provide me with a letter telling

18 years 1 month ago
an internet payday loan that rollovers are illegal in Ohio, and the amount i have paid them is in excess of the loan?

 

Next step after cease and desist letter?

18 years 1 month ago
I have just sent out a cease and desist letter to Cash Today Limited. They have been calling me here at work and also at home.If this does not stop them from harassing me all the time, what would my next step be to get them to stop? My loan with them is paid off. They actually took out more than they were supposed to. Once I stopped all transactions from my account and they were not able to get anymore money from me, that is when the phone started riniging off the hook again.Just want to know what to do if I have to take this to the next step. Thanks for all the help.

 

Dealing with credit card companies

18 years 1 month ago
For the life of me I can't understand why credit card companies refuse to work with you when you are having financial problems. As a result of serious medical problems my monthly income was reduced by more than one-half. Bank of America took over my MBNA account and doubled the interest rate even though I was never late on my payments. When my wife called and questioned them, they were rude and refused to lower the rate. I then called them and asked about lowering the rate and was told "ABSOLUTELY NOT!!

 

Charge-offs

18 years 1 month ago
I noticed on my Credit Report that one of my delinquent accounts has been charged off; however PORTFOLIO RECOVERY purchased this account. Even though I haven't made a payment since 10/2006, my Credit Report shows a payment of $300.00 was made in 12/2007, which is the same time that PORTFOLIO RECOVERY purchased my account. Is this the amount they paid for my account? If not why did they make a payment? Is this legal?

 

I recently was added to Checksystems due to NSF

18 years 1 month ago
I have an open checking account with Mazuma credit union but I recently was added to chexsystems due to NSF-I have not written a check with them yet(Opened account in 10�7), If I write a check "good one" of course, Will chexsystems find out and tell Mazuma or what?