hi again sorry but other thread was having some issues of some sort and maybe if i put my questions in numerical order it might be easier to read for those who are so gracious to help but whose eyes might be getting crossed from reading constantly about all our problems...
I found out yesterday, after receiving the default judgment in the mail from my district justice of the peace (didn't know they handled small claims), that palisades had sued me and won the judgment. i am in shock.



