I have three payday loans out in iowa that are though a store not the internet can I close my bank account or would that be illegal. When do I tell them I would like a repayment plan? Redshoes

Ladies and Gentleman-- The reason A LOT of new banks are pulling out of the Chexsystems scene in verifying new accounts as well as supplying consumers with Deluxe checks, may be linked to this: http://www.reuters.com/article/mergersNews/idUSN2740575120070627 They've been sold!

I need help with payday loans. Got in way over my head Cash net 500.00 pd 487.50 Paycheck today 300.00 pd 90 Payday cash advance 500 pd 240 My loan usa 400.00 pd 120 Rapid cash management 200 pd 89.00 These are all internet loans I live in pa Can some one help

Unknown to me, my wife took out a loan from a company called Cash Call and it is getting ugly. I was wondering if anyone has had to deal with this company in the past and it they could give me a time-line on what Cash Cash will do with deliquent accounts? My wife owes them for Nov, Dec, and Jan which comes to about $700, and they have now sent her a letter stating that she has until 1/20 to catch up or they are taking her to arbitration. I have no idea what arbitration is and what could result?

My husband has an individual credit card he opened before we met, the account has gone into collection and the collections company recently put a lien on his business bank account. Can they come after MY individual bank accounts or MY wages also even though I am in no way attached to this account? Can a debt consolidation company help him get this lien off? If not who can help him? When he tries to call the collection agency to come up with a payment plan the guy there is very rude and demands a payment of 3000 on this now 5800.00 debt which is mainly interest and court fees.

I am waist deep in trouble with payday loans can anyone help me please?

I have been getting a lot of nasty emails from "Gerald Smith" at Westbury Ventures. I have seen all the posts on this site about this company, and they are obviously a pain to deal with. In the last email he sent, he stated that he did not legally have to send me debt validation because: "3rd party collection laws don’t apply to us we are the company that you borrowed from" I didn't borrow money from Westbury (they are collecting on behalf of Arrowhead). My question is, if 3rd party collection laws don't apply to a company like this, how can they legally collect?

Were in Cape Town can i find debt counselors?

Gross 83k+, CC Debt 42k Not late on payments, most cards at 20+%, able to make minimum but 50 years (estimated) till I would pay it off. This is no solution. So CCCS says they can do me $1035/mo for 4.5 years and I am done. Is this the way to go? How about Chapter 13? I am wondering if when I speak to CCCS and tell them what my expenses are (i.e. rent, clothes, gas, food, fun, etc.) if that impacts how much the creditors will reduce my apr (or what I owe them)? I say this because I pay $1350 in rent, but I told them $850 because my girlfriend kicks me some cash to help out.

I took out a debt management program with care one but im not seeing any progress -- did I do they wrong thing.