I have been charged by westbury 115.00 from my account and I never agreed to a loan with them. I never received any money from them and now when I call the number the bank gave me I was on hold for over 30 min..any suggestions

Help! My parents tried to have the pdl's stopped on their account, but the bank didn't stop them in time and now we don't have enough for rent. If we pay rent late, our landlord my kick us out. It's looking like we have to get more pdl's. Which we DON'T want to do, but we are desperate! We have accounts are our new bank and they are trying to get us a loan, but they were supposed to call us today and they haven't. I have no idea what to do and our landlord will most likely be highly upset if the rent is late again.

Hi, I am a US citizen living abroad. I am a permanent resident in the country and make only a fraction of a normal US salary. What are the norms here?

I have having some different thoughts and would like some input from others. I have about $8,000 in credit card debt, I have looked at several debt settlement companies, and I have looked at Money Management and a Debt payment plan, which would take 4 years, but I would be paying off everything I owe. Does not sound too bad. Now with a debt settlement, what would be some down falls, I hear I may have to claim the portion settled on my taxes, I hear the companies can still come after me, just want some insite as to what would be better, the settlement or a debt management plan.

I took out a payday loan over the internet with PayDayMax. I live in Louisiana and was wondering what the laws were governing this in my state. I read that the most you could borrow was $350. I borrowed $500 and when it came up for repayment or deferment, the cost was $87. Now it is up for repayment or deferment again and the cost jumped to $287. Is that legal? Guess I should have read the fine print. HELP!

Can someone tell me if a collection company is required to send a written notification of a past due debt before they can put it on my credit report under collection agencies? I just pulled a credit report with a collection company listed that I have never heard from or received documentation from before and it is affecting my fico score and credit history.

I have just heard from the representative from my bank he has suggested that I come in and close my account and he will return every check that comes through this account.

Hi I Have one Store front pdl it's with ace cash express.I have defaulted and I am receiving calls to settle.The total amount I owe is 543.00 I was told that I my only option is to pay them in full or in two installments of 271.50. I live in Florida and according to the contract that I have If I inform them before the due date that I am unable to pay the full amount I can enroll in a credit counseling course and have an additional 60 days with a payment plan provided by a credit counseling agency. Has anyone else in this community delt with this situation before?

how do I find out if the companies that I have loans out with licenses to lend in Nebraska. Where do I go from here..

I just had $300 taken out of my account from Westbury/Loan Shop Online. I was certain I had them paid in full, and the bank account I had with them is now closed. They found my other checking account - which I'm not sure how - and took $300 out of it. Now, my account is in the negative. I don't have any money for groceries. I obviously did not authorize this charge. Can they do that?