I had a credit card in 2001 when I was 19 it went to collects in 2003. It is no longer on my credit report and now I have a lawyer trying to take me to court and garnish my wages for it. Is this legal? As of September 12th 2012 this debt is no longer on any of my credit reports and it???s over 9years old. I have noticed that they are a firm located out of Indiana and they keep sending papers to my mother house out there. They do not have my current address. I am now located in Georgia. Are they still able to sue me for this debt? Do I have options?


