I am being offered a settlement on a credit card, by a collection agency. I have been making payments by bank draft, for 2 yrs. They are offering a settlement of 30% on the balance. Collector is telling me that the account my no longer be "in the office", in the near future, and that if that happens, the interest will be added back into the amount owed. I think she is under pressure to close as many accounts as possible by the end of yr. I she being truthful about the interest? Our last conversation ended with, how much do you think you could pay. Meaning something less than 30%.

i have 3 internet payday loans one click cash- 100. owe 93 dollars and paid 75 fees fast cash one - 200- paid 120 in fees usa cassh owe 150 - paid 135 in fees now i am on disability, and it killing me.. i have no way of getting these paid off.. i read you can find a template of a letter to send to the loans to stop them from auto withdraw.. were do i find it.. this is a nightmare. i called my bank, and they told me the would charge a fee and force the account open..I call social security and they are going to mail me my disability check.. i called one click cash..

I misplaced my billing statement for December and need address where to send payment. Help Please Personal Info Removed Cajunbulldog

Hi everybody! Hope all is well with all of you. I went to get my mail yesterday feeling an overwhelming sense of dread as the holiday is fast approaching and honestly, I really don't need to see anymore bills this month! To my surprise, I had 2 checks in the mail from PDLs, refunding my overpayments!! Merry Christmas to me! One was from Greenlight Funding and the other was AOM internet cash! WOO HOO! I've said this many times, but thank goodness for this forum and all the knowledge the community members have.

[url=http://www.frugalforlife.com/][/url] Please tell us something about yourself? I grew up in a lower income family that had cupboards full of generic food, government food and my parents would occasionally get money from the church to help out. I didn't understand this until I was much older as they just kept it to themselves. I lived a happy childhood not feeling that I was missing anything (We didn't have a tv until they caved when I was a teenager).

Hi - I'm new here and I posted this in the wrong place - so now I am posting it here - sorry about that! I recently received a letter from them for a debt that I just paid off with another company. The money owed in this debt was a two part debt. One bill was to a parent company, the other to a subsidiary. At one point the bill was rolled together while with a collection agency. I don't know that I have proof of it anymore as I threw out a bunch of old paperwork. The debt is for less than $100. Here is the clincher. I was just approved for a home loan through a gov't agency.

I recently received a letter from them for a debt that I just paid off with another company. The money owed in this debt was a two part debt. One bill was to a parent company, the other to a subsidiary. At one point the bill was rolled together while with a collection agency. I don't know that I have proof of it anymore as I threw out a bunch of old paperwork. The debt is for less than $100. Here is the clincher. I was just approved for a home loan through a govt agency.

I have about $12000 in credit card debt with high interest rates that I want to consolidate. What advice do you have for doing this? Prosper seems like a very good site but I've heard a credit union would also work.

hi all, i'm finally facing the mountain of payday loans i got myself into. it's a humbling experience looking them all in the face. I reside in Washington state. I have loans with: DFS ($575 loan, bounced back, $575 due) Vince Enterprise ($400 original, $150 currently) GFSIL ($300 original, $140 paying) Cash Today (? original, $300 currently paying) Worldwide Cash (? original loan, currently paying $178) MTE Financial (? original loan, currently paying $180) CashTransferCenters ($700 loan, $898 remaining) ImpactCash ($500 loan, $410 remaining) mycashnow ($500 loan, paid $1045.17.

I filled out your form and was disappointed to be contacted by a company that does debt settlement. I don't want that! I want to consolidate! I have spotless credit, and an excellent credit score, but it has become too hard to keep up with payments made to creditors that were used in trying to keep a business afloat in a town that couldn't support it. I closed the business and am looking for an easier way to pay back all the debt by consolidating, and have no interest in ruining my credit or defaulting on payments just to get settlement deals. I would like some CONSOLIDATION options, thanks!!