I posted the other day about Westbury loan shop (see previous thread titled “Westbury LoanShop?”. Ok, I finally got a hold of this Westbury Loanshop place and they confirmed that they took money out of my account because I defaulted on an old IPDL from April of last year, and that since I filled out an application for a new loan last week, I signed a contract indicating that they can take the money out even if the original loan was linked to an old bank account at an old bank.

Iam 19 years old, here is my story... Throughout high school and after graduation i was very good with credit, i was taught the best from my own parents who are successful in business. I had a paid off car, a few paid off little loans i took out that my parents co-signed and i paid off while in high school as well to help gain a good credit score while young. So, its after High School, I bought a new car project, a honda civic and purchased and built a very good motor for the track for it. I had a full time job and by winter after graduating i had it paid off.

Hello all, This site and the people on it are great! I have been looking for posts that relate to my situation. I had some car problems and ended up filling out one of the online loan deals i always get in my e-mail. I got a $400.00 loan from PayDay2Go and am supposed to repay $500.00 (thats not so bad). The problem is that they are taking $100.00 out of my account the day my check posts & i just can't afford to give them the full 500.00 all at once to get them to stop. They have taken a total of $725.00 so far and will be hitting me again friday.

If you default on a payday loan at a Store front in Texas can they take you to jail if you can not pay? I have lost my job.

Creditors, please forgive me. I have not payed my bills like I should. I should have realized that the most important thing in life is to meet your obligations. Instead I have been avoiding you and hanging out in chat rooms with fellow deadbeats to learn how to skip out on my obligations. I am a terrible human being, the lowest form of trash imaginable. Please forgive me.

Hello to anyone who might be able to give me some information. I was recently denied an application for an apartment and the reason was for a collection found on my credit report. Apparently this was done in my name this year and this is the first I am hearing about it. The debt is for 920.00 for a Household Orchard and the collection company listed is Palisades Collection. I have placed a fraud alert with the credit agencies. But I need information on how to proceed. The apartments tell me they just need a denial letter or information that this was not a debt I incurred.

I received a notice for payment from CAC Financial Corp for my Lowe's card saying I have to pay my payment in full, in which there is now way I can, and I can't borrow it from anybody either. I do not dispute this debt, but what are my options and what can they do to me they wanted me to try and pay it in two payments but I can't do that either, what can I do or should do?? I have talked to them on the phone.

Hi, There is some debt collector by the name of "Michael Brown" who is calling from 800-214-7840 and essentially making terroristic threats, even telling one individual that he is "going to take their children from them". WHOEVER this is (and who he is working for), needs to be tracked down and prosecuted to the FULLEST extent of the law. If you have any information as to who he/they are, please post it here. Thanks for your help!

I have been battling this company since the summer. I had two First Premier Bank cards several years ago. I paid one off and continued payments on the other. During my "debt days" it was charged off for non payment, but I never heard about it. It was just listed as a charge-off on my credit report. I repeatedly contacted FPB to provide information and they NEVER ONCE acknowledged my correspondance. Long story short, I received a notice from Arrow Financial over the summer for the account.

It looks as though the California AG's office is taking a look at Cash Call and their collection practices. When I got home from work last night I received a letter from the Consumer Law Section of the AG's office requesting that I call them with further information. I had filed a complaint and had not heard anything until now. Apparently with permission from the customer the AG's office will be requesting files from Cash Call so they can take a look at them. Not really sure where this will get everyone, but it looks like someone is finally paying attention.