I want to make sure I am crystal clear on this- I sent a validation request to a CA that has been reporting a debt I "owe" for almost 6 years. It is scheduled to come off of my credit report in Feb. anyway. It has been 2 months, and the CA did not respond to my validation request. I disputed the debt with the credit bureaus too. They are investigating it, and the 30 days is coming up very soon. 1. If the credit bureaus investigation result is verified, does the CA have to provide validation to me? 2. Can the CA report be reporting even if the account is being investigated?

Ok, I thought this was going to be fairly easy for me to resolve, but based on my research, it appears I have an impending nightmare on my hands. I live in AZ, and looked at my checking account this morning to see a $390 debit from LoanSHP/Westbury with a phone number that I have now been on hold with for over an hour. I filed a claim/dispute with my bank, but of course their claims dept. is closed on Sunday's so I'll have to call them tomorrow to see if they can give me provisional credit to my account while they dispute this charge.

Does anyone know if cashin30minutes is licensed and if so in what state. I am in Nevada. It comes out of account as easymoney.

i recently received a check for a rent deposit and deposited it and they said wait a week to see if it clears. so i did then i took 2000 cash and i have outstanding medical bills, and bills in collection agency, and need help anything will help!

Anyone had a loan with cashzone and could not pay back

I received a call at work stating that if I did not agree to meeta courier in 24 hours with 400 dollars that Cash Zone would take me to jail for Theft By Check. He would agree to fax or sendme anything in writing for the fees and charges or agree to show me any paper work. The loan that I took out in June 2007 was for 300 I lost my job and was unable to pay. What is your suggestion. I have not recived anything in writing from Cash Zone.I can make arrangements on the balance to pay it next week but the man claims I have to pay it by today.

Hi everyone! I need some guidance on my current situation. Well..I have approx. $8,000 in credit card debt that I'm working on paying...however, I am in need for a vehicle as well...Well, I got this thing in the mail stating I could consolidate my debt and use the extra money for other purposes..for example, I could borrow $10,000 pay off the $8,000 in credit card debt and use the $2,000 to buy a car. I can pay the $10,000 back in 3-6 years depending on the option I chose...at a fixed monthly payment schedule.

How can I change my user name for this site?

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I had a car repossesses several years ago (2001). Now I have a collection agency (attorney) chasing me for the money. I don't deny I owe the money, and I have made what I believe to be a reasonable repayment offer that is also comfortable for my budget. However, they have refused that offer and are asking me to pay almost three times what I offered per month and give them $4000 upfront before they'll even take that! I don't have $4000 to give them and I cannot afford the money payments they are proposing. Now they have sued me and we have a court date set for December 21st...what should I do?