OMG some place called United Processing called me today telling me i was going to jail today for fraud and wireless banking because i have not paid EME Marketing. Well originally the loan was through E-Payday when i took it out. Thanks to all of you I kept telling the guy that the original loan was not through EME that it must have been sold to them and that I had already paid E-Payday $480.00 on a $200.00 loan.

I am in MI and have a storefront loan. I haven't paid on it because I haven't had the money. Can they take any legal action against me? He keeps calling and saying he is sending it to collections. I don't care about that but don't want to get pprosecuted? Can anyone help?

I was working for a company who gave me a credit card for the business. I left the company one year ago. Now I am being contacted by a debt collector stating that I owe them money. The credit card had the company name and my name on it. Can they go after me for the debt? Thanks.

The following banks in the San Francisco area are allowing people on Chex and with some lessor identification to open checking accounts. The link at the bottom of the page takes you to the information. The arrangements probably are different at each bank but there are a lot of options here.

I have deductions from my checking account for 3 payday loans - they are killing me - anything I can do? I don't make any headway and just have to keep rolling them over.

To Whom It May Concern: I recently attempted to do an online check to www.myfico.com. They declined my check stating telecheck has derogatory information. In turn, I called Telecheck who had me call TRS Recovery. TRS gave me 3 separate accounts that I have never heard of until today. 1 is from a bank account I don’t know about and 2 are from my current bank that I have banked with for 10 years.

i have a huge amount of debt. am able to pay everything on time. want to put some extra to start paying down my debt. what bills do i try to pay down first?

Wow, sure glad this site is still here! Has anyone dealt with these people?? They seem to be another Ellis Crosby. I received a call at work from them today and they were very harassing. They couldn't evem tell me who the original lender was and kept telling me I was being recorded on a federal line. Not really sure what that meant. They said they would down load the information at 12:15 (alot of the same crap Ellis Crosby used. I talked to a Danny Archer and a Leo something. The number I called was 517-579-4359. Any one have any advice or info,

So I did a PDL and certainly not proud, but intended on paying it back. It was with CTC. I have been unable to pay it back. They kept threatening wage assignment, but in SC it is illegal to garnish wages unless it is court ordered and for child support or an IRS levy only. No other debts can be garnished in SC. I know this and told them they can try all they want, but that it was illegal. So guess what- they tried- they sent over this bogus letter to HR. HR called me up to the office. I played dumb and pretended I knew nothing about it.

I'd like to speak to those who post here that we are "deadbeats" who should pay our bills..... Perhaps some here are indeed "deadbeat" who can afford to pay their bills and try to get out of it, but I'm certain that most here have had a financial hardship that has led them down this road. I'm a single mom of 4. After being a stay at home mom for 10 years I filed for divorce & had get a job. Not easy after being out of the job market for so long. Another hardshp? Frequent periods of having to do without child-support.