It seems like as soon as a ipdl attacks me, I forget everything I have learned. Finally after months and months of no contact I have heard from CPD which is the collection center for my cash now. I defaulted in June on a $300. loan in which I had paid in fee's $185.00. I had a previous loan to that one for $400. which I paid off to the tune of $918.70. I sent a C&D letter, and emailed them at least 4 times. I filed with the BBB and they never responded.

I have been on this forum several times in the last week but have been to ashamed or afraid to reply or maybe admit what to what a mess I am in. I currently have 5 internet pdl's and just keep getting more to cover the interest for the next. I also have 4 store front pdl's which i am in the process of getting payment arrangements for and have successfuly got it arranged for 2 of them. Can someone please tell me what I need to do for the internet pdl's to make payment arrangements or something. I have been a "store pdl'r" for years but just recently did the internet thing.

I'm nervous about using any of the debt solutions companies. i can't afford to ruin my credit. i want to lower/eliminate my debt and buy a new home, so ruining my credit isn't an option. not sure what else i can do to help if anything.

I am a personal reference for my son, he gave them my name on a storefront pdl loan he got. I have been receiving calls from them because he defaulted on his loan. According to the representative that called me today, it's been two months. They've been trying to get in touch with him, at work, and at his home, but he won't answer the phone, or the door. Also, my son recently moved, in the same general area, but to another house. The representative told me today (when she called), that she doesn't have his new phone number, or his new address.

The statute of limitations is 6 years for a written agreement and 3 for an open ended account. So how do i find out what category a credit card falls in in TN? Thanks

I sent them a debt validation letter with no response. They keep calling. I talked to them today and told them i was waiting on a response from the letter i sent. They said they have already sent me letters. However, these were there initial letters. I sent debt validation letter within 30 days. What can they do next?? She started spatting off a bunch of stuff saying they were going to verify my employment and collect full balance, etc. What can they do without responding? Thanks

i have messed up my credit beyond belief from the past and now. ive payed my credit card bills in full a few times and it doesnt seem to help my credit...would a debt consolidation loan from you guys help build my credit as im making payments???

Is there any way to consolidate payday loans? I have several and they are going to court and I have to do something soon.

I see your list of Advance Fee Brokers. I am currently trying to get money for college and this First Point Loans has called me about the application I submitted. Said that I was approved for 20,000 but I needed to "Secure" the loan by making the first 5payments now 1,150 in order for them to forward my money to me.I am very lery of this and have not done it yet. Can someone please help and tell me if this is a legitimate company or not. First Points Loans Firstpointloans.net.