Does any body have any info on National Prime Lending Inc.? i fear i may have been scammed. thanks in advance!

Credit Card Monitor is maintained by Jim Banks for last 2 years. He is a firefighter and a business owner by profession. You might be wondering how a firefighter dropped into this blogging world! I would suggest you to read his story. According to him, he wants to help people to get out of debt and manage their hard earned money.

I am currently $30,000 total in credit card debt to 4 different cards. I have a couple different questions. I am 6 months pregnant, working a temp job that ends Feb.1st. I am current on all of the cards up until this month. They are all due next week. 1. How long does the collections & settlement process take? I am trying to bank as much money before baby comes since I will be out of work for 3 months after baby arrives. I am thinking about not paying any of the cards & attempting to settle them on my own. 2. What are the benefits of using a debt settlement service vs. settling on your own?

My husband has 3 internet pdls in Kentucky.They are: Payday ok $500 paid to date about $410 Payday one $500 paid to date About $150 Geneva Roth Cap $300 paid to date $180 I haven't closed our account yet because I don't want a bigger mess then what we have now. Our account is $265 right now and when his paycheck goes into the bank tomorrow we will still be overdrawn because all of the loans are due tomorrow also. I am going crazy here what should I do??

In July of this year got a payday loan for $250. Now I remember looking around at them on the internet but I don't remember actually following through with any of them. Anyway, $250 was deposited into my account. Here it is mid November and I've paid $675. They automatically take $75 out every 2 weeks. I knew that I had to pay more back than what I borrowed but this is insane. I need some serious help here.

OK, here's the situation in a nutshell: We file for Chapter 13 on December 3rd. Our vehicle finance company is planning on repo-ing it on/after November 23rd. (Happy Thanksgiving!)Now, here's where it gets tricky...we want to keep the vehicle (actually, NEED to keep the vehicle.)So, here's my question....We have been advised to "hide" the vehicle..say someone borrowed it, say it's at the shop, say my spouse is out of town with it. I have also been told that if we were to put it in our LOCKED garage, the repo guys can not touch it. I live in Minnesota...can ANYONE give me advice on this??

I faxed my app. yesterday. Called today. Did my deposit over the phone and was given my account # and routing # over the phone and I just signed up for online banking my deposit is already in there. They said my card would be sent out tomorrow. This seems like a great bank to deal with!

I have over $1500 in pay day loans which will all be paid-off tomorrow if my bank accepts these ach charges. But my bank account will be in the negative about $2000 plus. Plus I have credit card debt. I was trying to apply for a bad credit debt consolidation loan but I almost got scammed. I am really stuck. PLEASE HELP ME!!!

I have judgments on four accounts that are with Love Beal and Nixon. I usually pay $50 per month on each one, but this month I can't afford it. What do I do?

I am going to try to explain this without it being too lengthy.