Okay folks 2 parter here, first off I am behind on my car payments and Drive called my elderly mother last night looking for me, she lives a state away and I never lived with her. I am sure I put her down as a reference when I filled out the app. Anyhow if I send them a C & D letter stating never to call her, do they have to abide by that, is that part of the Fair Credit Act. And yes I would send the letter registered mail. My next question is that these fools stopped sending me my monthly bill in July what leg do I have to stand on with this scenario. I have not moved in 11 years.

I have Oxford Management Services calling me several times a day... I have already told them 2x to not call me anymore but they DO NOT STOP. What can I do?

[quote]October 31, 2007 Tomorrow Brings Tough Payday Loan Laws to NM New Mexico, formerly one of the most permissive states in the nation for payday loans and their providers, is set to roll out a comprehensive new set of fast cash loan regulations tomorrow. November 1st will be the kick-off for what has been called “some of the toughest and most pro-consumer” cash advance legislation in the United States.

I'm having to leave the country because of my immigration status and would like to negotiate my debts with my creditors. I tried calling them and explained the situation and asked if they would work with me since I don not want to leave my balance behind. But I was surprised to see that almost most of them would dnot work with me since my accounts are all in good standings. How should I proceed then?

last one for the day Quote:

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, national origin, gender, martial status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.   about the test that I took anonymous 18 years 4 months ago Once we take the test do we have anything else to do and how long do it take to get our paper work.   Ok so I just got an email from Zip Cash jaydanielle1@aim.com 18 years 4 months ago Saying that I can settle the acct for 65 dollars and i got a call from my bank saying that they were able to reverse almost all of the debits that were on my acct earlier, I will see tomorrow what it looks like. thanks everyone for today, i will be back tomorrow with an update :D   HELP! How to manage payday loans!! angelabove_me@yahoo.com 18 years 4 months ago We need serious help! we have 4 loans My cash now-1500 plus fees (online) Sagamore corp- 300 Plus fees (online) Texas loan corp 600 plus fees Ace cash Advance 1000 plus fees I'm about to default on them all. I can't pay my bills and these. I know I owe them the money what should be my first step??   Asset Acceptance Update..confused tedcom@cebridge.net 18 years 4 months ago I've been dealing with Asset Acceptance for a while now. Received a summons, went and put in the answer with the clerks office, undoubtly they lost that answer and I had to go to court anyways...but that's ok, because I had a copy of the court stamped answer with me, and the judge denied default judgement. In my answer I stated that this was not my debt, and to produce any documents that showed that I owed this debt. Well, today I received a big thick envelope from their attorney.   Is there any help on payments to pdls? anonymous 18 years 4 months ago Do you help consolidate or lower payday loans?