Well I spoke with a CA over the phone about an account listed on my credit reports. They kept insisting that they do not have to validate everything, that they have the information and that is all they need to have. If I want to validate the debt I can do it myself. Heh. Nope, that wasn't going to fly. They kept insisting that even after I explained Texas laws on debt validation to them. So I am going for the jugular.

I just got this for something I applied for 6 months ago!!!! I need this like a hole in the head!

Ok i filed chapter 7 like two or three years ago. and i have turned in my car that my grandmother was a consigner, so now the company wants $20k for the car and they are threating my grandmother. Telling her that they are going to take her house, and prosecute her to the highest of the law. But my grandmother doesnt work she gets a social security check and her home is not in her name. I dont have a problem paying but i just feel like $20k that there asking for is outrageous because they sold the car. When i got the car it was only $25k.

I live in Florida. I want to pay all of these companies back on their terms but there is no way in the world I can continue to juggle my bills and pay these payday loans at the same time. I have up to $500 overdrawn from my bank account every month. 1. Soniccash.com 300…..was 80 per month 2. Cashamerica.net 376…..76 per month 3. Unitedfashcash.com 390….90 per month 4. Paychecktoday.com 390….. 90 per month 5. Cashnetusa.com 1,267… 267 per month 6.

You guys are so helpful as it is so I feel bad asking for more...the two numbers are: 1-866-449-4530 1-908-964-8787 Thank you so much in advance.

So I just got engaged and I'm getting married in April. I've heard you should never take debt into a marriage. He's got great credit no debts and I dont want to make my debt his debt. I need to pay it off but the collection agency that has my account wants more down on it than I can afford right now. I owe 1716.06, and I need help figuring out the next step.

There are over 95,000 members on this site, and not once have I ever come across another Alaskan. I just wanted to see if I am the only one from Alaska.

Hi, I am married and finally have 2 incomes and am working on fixing my bad credit i ran up while in college and while trying to live on my own! :/ I was finally able to pay a charged-off credit card account a few months ago. I asked the collection company if they could remove it- before I knew to do this in writing I just asked them over the phone. They of course said they can't do that. Is there any way to get this removed at all? It says "Paid after charge-off" on my reports, which I know looks better but still not that great.

I have 3 payday loans out.. 05/3/2007... Big-int.com (big payday)loan-$200 pd $380 fees 07/25/2007... ameriloan loan-$150 pd $275 fees united cash loans loan-$200 pd $445 fees help me what can I do???

Just have a simple question, if I do not work will a debt consolidation place work with me?