I got a call from a CRS collection agency today, regarding an old bank account that was apparently not closed right. The account was charged service charges, etc. Long story short, this person told me that the bank was getting ready to file suit. She told me that some type of arrangement for payment of 1/3 of the account had to be made, other wise she was putting this down as a refusal to pay. I have no way to pay this until the first week of November, and she said there is no way to know if USAA will keep the account there or move on to court.

Ok, I'm located in the state of Ohio and I have this one storefront payday lender a thorn in my rear. I am currently with Town and Country and this one place filed a suit against me in small claims court. I have a signed proposal from him to Town and Country but now he's adding more fees (T&C is calling tomorrow to find out on the added fees). I know for sure they have added court cost to the amount owed and I don't fell like I should pay it. What happened is this, Town and Country screwed up the first month and sent 24 dollars to them (was to be 100).

a pay day loan company levied my check for 75% for loan repayment. then the next week took another 60% that a judge allowed them to take. I beleive they were sending certified letters. I never picked them up from the PO. Then the judge levied my payroll check. I am the only one working and this really hurt my family. can another pay day loan company do it again. I would think they can?!?! So how can I stop them?

I requested a validation of debt from the collection agency and never received anything. I sent it out again and they refuse to send me anything. What does this mean? Does this mean that they dropped it or returned ti to the creditor? I just don't want to receive a bill in 4 more years? What should i do if they refuse to answer my letters and I am not calling them because I dont' want them to have my #.

LOL...I'm curious as I have one or two out with these people.. www.corp.ca.gov/enf/info/dr/06pdf/ameriloan.pdf

Hi everyone, glad I found this site, lots of good info on here. I've had good credit up until now but just can't keep up with with my credit card payments. I've seen some good results for people using Sifxpert but when I checked out the BBB report it shows an F rating. I was surprised since all the reviews I saw for the company were good.

Well I heard again from Shaniqua. I figured I hear from all of them as they should have all gotten the "closed account" message when they tried to debit my account last Thursday. I got the standard letter about them being licensed in their state not mine and how their rules are what to go by. So I sent an email back asking to see a copy of their license. Shaniqua sent me an email sending me to their web page, which has no information whatsoever on their license. Let's see how long this can go on.

Payday loan Please help. I live in MD and had a payday loan with arrowhead investments. I received a call from soneone who said that they were and attorney and that they were going to file felony charges on me because i did not pay the loan back and that the only way to stop this was to give them 300 dollars right now. I told them that i could not do that and that i had to close my other account because my check book was stole. I also offered to give them my new checking account information so that they could start withdrawing funds and she too late and to get an attorney.

Who does this telephone number belong to? 1-866-221-7920 they told me they do not have to follow the fdcpa rules and they are representing cingular. I couldn't understand who the girl said she was with and I got all upset and ended up hanging up on her. I told her not to call me again and she told me I need to study the FDCPA and that they can call me anytime. Any help would be appreciated. ladybug

Hello everyone! I have 5 storefront loans out. I know they are legal. I wanted to know if its possible to pay them like 50 a piece each pay period or will they demand the full amount. Last pay period my bank account was messed up so i asked could they hold the checks and they did. I have loans with Advance america Express check Quikcash Ace Advance til payday