Hello, I am just beginning to go down the path of negotiating my student loans in a lump sum payoff. Even after spending days reading forums about it all, I would still very much appreciate some feedback and guidance. Here is the scenario: I borrowed money for school 12+ years ago. Dept. of Education charged some of them off. Everything left was with American Student Assistance. It was then given to allied interstate for collection.

Hello, I am just beginning to go down the path of negotiating my student loans in a lump sum payoff. Even after spending days reading forums about it all, I would still very much appreciate some feedback and guidance. Here is the scenario: I borrowed money for school 12+ years ago. Dept. of Education charged some of them off. Everything left was with American Student Assistance. It was then given to allied interstate for collection.

I have been using Payday loans to get bye for about four+ years now. I am sick and tired of them. I have had one, ACE cash advance for 500.00 for the longest. The others I have had are with Money Tree and Check Into Cash. This month I just couldn't afford the rollover fee for any of them and had to let them all go. Worried of not having money for the month I stopped direct deposit. Well My bank account is now closed and I have overdraft fees up the wall. All of this is my own doing, however I try to get out of them and I just cant clear enough to pay all of them off.

After it slows down some, someone needs to put the story together in one post! And we can read it all at once..... Oh hell did i just volunteer myself for this one? ha ha Ang

BOY!!!!! Went for the ultrasound today. Baby has all his fingers, toes & organs look great! WOOHOO!!!! SO psyched!!!

I totally thought I'd found hope with one of the companies that were listed on this site as helping settle PDLs. I called and Kansas is one of the states that they won't work with. I just started crying. I made a very, very bad mistake and I can't afford to lose any more right now. I am on thin ice with my job, my relationship and my credit is so shot I can't even get help to consolidate...I hate this.... I have read the Kansas law over and over and have started making phone calls to all my PDL companies.

I was planning on sending a debt validation letter by fax and certified mail. If this is the case do the 30 days start from the date the fax was received by the CA or from the date the certified letter was recieved?

i am in debt with payday loans. i need immediate help! i do not have a payment plan or anything. i dont know what to do. i just keep taking loans out to cover the other loans. i dont have alot of money, and since they debeted over $1000 out of my account just this paycheck i cant even make it to the next paycheck...please help me.

i'm already in debt with credit cards but i fell behind on my bills and thought hard about getting a payday loan but something in my head was telling me don't even get started with payday loans so i didn't and i'm glad i didn't because now i see how much troble they are giving my cousin and i believe she's addited to them every time i turn around she's taking out another loan then complaining about how she can't afford to pay them back. so i'm just greatful that my little voice inside told me not to get started with payday loans.

Need to send them a debt validation letter