Hello, my name is Tina I live in Mississippi I have 4 online payday loans I need to consolidate Cashin30minutes 200.00=244.00 plus late fees now Friendly Banker 325.00=396.00 current My Cash Time 300.00=384.00 current Cashnet Loans 400.00=520.00 current My next payday is 09/28 and I need to get these taken care of before they try to post to my bank account can somone help. I did the debtcc thing online to see what my payments will be how do I get started with the payments to clear this stuff.

i have a question my bank is taking me to court for 674.00 of over draft fees that was added to my savings account when i closed my checking account due to pay day loans. my bank reopened my checking account after i closed it because ach's were coming thru from payday lenders. what will happen when i go to court. has anyone ever dealt with that. i am very nervous and scared. i paid the bank 100 but i will not be able to come up with the other 5 by court date.

I received an e-mail form the BBB regarding my complaint about United Cash Loans. This is the United Cash Loans response They have taken my money for I don't know how long..how can they have no record of me? I am supposed to respond to the BBB within the next 10 days on whether or not I accept this response. Am I to take this as being done with this company and if I acctep the response it will show up on their report as I have setteld with them.....

I have a friend and her car is financed through Wells Fargo. They keep calling her everyday at home and just recently (yesterday) at her job stating she hasn't made her car payment since June. She has made those payments every month. She went in and talked to the branch manager and he contacted their installment loan department but they are still harassing her. I told her to send a cease and desist letter but I don't know if that is the way to go as it is still with the original creditor. This is very distressing to her, I don't know what to tell her.

I came across some stuff on him yesterday on the internet and saw him recommended on some websites. I just wondered if anyone had used his stuff before and found it to be helpful. It costs money which we obviously don't have (!) so I thought I would pose the question before looking at it further. Anyone used his material?

Can anyone suggest a good debt consolidation loan company for 4-5000$ of unsecured debt. There are just so many out there...

where is the nearest debt consolidation place near me?

If the loans are illegal, STOP paying them and fear no more. I ask all the thousands of posters on these boards, has anyone hear ever ever ever heard of one internet PDL getting a judgement against anyone ???? They cant, because the loans are not legal. IF they did sue you just motion to dismiss. ITs not gonna happen.

I'm starting a debt consolidation program. Talked to my counselor & she said if I had at least 1/2 of my payment to send it to her & she'll start to contact my creditors. Cool! That was this morning. Then at lunch my mother calls me at work-says that Discover card is looking for me. I call. My counselor told me to explain that I'm in a credit counseling program & to give them their phone # and my client ID number. I called Discover & did just that. The first girl was fine. Took the info & then put me on hold. Then I get transfered to a collector.

I was just thinking today that since I closed my old bank account and opened a new one with no overdraft privileges, have defaulted on all my payday loans, that I don't know what I will do if I get in a bind again. What kind of mindset do I need to have? Do I just need to keep plugging away at my other debts and try to put something in savings for emergencies? What do you veterans consider doing to prepare for financial emergencies, since you no longer use payday loans? My credit stinks to high heaven, so conventional loans are not an option.