My mistake for others to learn from: A charged off credit card of 4,400 was sued for 9,400 and ignored summons. I just called to try and settle this before going in front of a judge for garnishment next week... He tells me the very least he thinks they will settle for is 10,000! ANyone know about garnishments? I know nothing about that.... Should i take my chances and see what a judge decides?

I have been contacted by Big Solutions Inc. regarding debt settlements. Are they a legitimate agency? Have there been any complaints about them? Thanks...

i have about 10 or so internet payday loans in Virginia. i've checked my states laws and determined that these loan companies are operating illegally. I have had some of these loans for over a year and at this point i am in so much debt that i've almost lost all hope. i've closed my bank account but now these companies are calling me constantly. Please help.

ok, so my account was overdrawn do to fees. I paid them and told them bank over the phone to close the account. the lady said ok, it will be closed. that was over a week ago, and guess what i get a notice from after i closed the account and they said it doesn't say on here to close the account, i got very upset and asked to talk to a supervisor and she said well, we can't close the account because it's overdrawn. i said it was at zero when i closed it and they said again it didn't say to close it. I'm so upset what can i do to make sure they CLOSE IT for good? thanks, kelly

I have a loan from Cashtree. I took out $300.00 and so far have paid them $225.00 in renewal fees. I sent them "the letter" and they basically said that they are licensed in Utah (which they are) and that they do follow the laws in their state. They say I owe them $300.00. I worked out a payment arrangement with them for $100.00 a month, but the more I think about it, the more I think I shouldn't pay them that much. I should only be liable for $75, right? I just get so confused with these if they are licensed in their state. I live in Florida and rollovers are not permitted.

I'm new to this site but thought I should throw out my question. Long story short, we got into some financial trouble and consequently were unable to make our payments to Capital One credit card. It has been over 6 months and we have now received an official letter that they are going to take legal action. The letter came from Capital One not their collection agency (I think). In about a month, we will be in a position to start making some kind of payment to them on a regular basis. Of course now our balance is close to $10,000 due all their fees and our lack of payment.

I have quite a few payday loans and I would like to get this taken care of ASAP. Check N go - In store-$700 - $568.48 paid United CashLoans - $300, haven't paid yet UpfrontCash - $300, $90 paid US Fast Cash - $250, $60 paid Check N Go online - $750, #$308.44 paid DOes anyone have any suggestions? THank you!

Hi everyone. I just signed up but I can't seem to find the search button. Thanks, Ed.

can i close my banking acct before the payday online loan id due and just make small payments to them to repay them?

I took out a $150 loan with cashnminutes.com in May of this year. I paid back $240 via 4 $60 charges before defaulting. I received the following email from a company called litigation of theft arbitration today: I only borrowed $150 in the first place and now they are demanding $1350? Can anybody give me some advice on this? Thanks in advance for your help. btw I live in Kentucky.