We have almost $70K in credit card debt and are overwhelmed. What can we do??

update the samaritan list.

Well, just emailed and faxed GFS/GFSIL, AIP, and World Wide Cash again. I'm going to send out the hard copies tomorrow via cert. mail. I filled out complaints with the BBB, any idea how long till I may get a response from them?? All three have stopped debiting my account, but, I'm not stopping until I get a refund!! Should I file with the BBB again?? How about the FTC? Thanks everyone!!

They are payday loan organizations. I have payday loans with them, but don't know how to get in touch with them. A fax number would help also. Thank you in advance

i just went through my credit report and i have some accounts charged of as bad debts.that is because i was out of the country for over a year due to some health issues.anyways now am back fully recovered and i have to take care of all my obligations. i didn't do any payments all this long. that means i don't have to pay off these balances?

Hi, I have about 8 cards with a whopping $250,000 total debt. Believe it or not, I have up card limits with a total capacity of $450,000. FYI, most of the debt is at 0% or 1.9% intro offers. Also, it is unlikely that I am going to default on any of it. One bank seems to be nervous and lowered my limit to my current balance. Does anyone know if this likely to start a series of steps that is going to make things tough on me--higher payments, etc? Also, do credit card companies get so nervous in these kinds of situations that they make preemptive offers to settle?

OK - I just got back from being out of town for two weeks and was so excited to find a large envelope from the NY State AG office Internet Division. To refresh everyone's memory I was instructed to refile with them because the Consumer Fraud Division said they could not help me - What I received was a form letter duplicated for each of my 14 payday loans and one for this site (how they figured I filed a complaint for here is anyone's guess) Each form stated they were forwarding my complaint to the Consumer Fraud Division!

How can I find if a PDL is legally licensed in my state of Michigan?

I found the site by accident. I had to default on about 4 loans because one predatory lender took most of my whole pay check last payday because I missed one payment. What a dismal day...I was shocked and angry. Didn't know they could even do that! Now Geneva Roth is calling me and leaving messages, but I've been lucky enough to discover this site and know what I'm going to be dealing with. Some companies are willing to work with me-thank goodness. I want to pay my debts--but it has become overwhelming. I'm so glad there are other "victims" I can now communicate with.

hi guys, i just found out through langhorne that usfastcash is now in mission ks. am working on getting the address. should have on 9/4. has anybody else heard this?