I have post this on another thread but I would like to hear about your advice: Cash Direct Express have previously agreed to consider the loan "satisfied in full" but I demand for a refund, and here is their latest response (they attached an "arbitration letter"): We are writing in response to your email received on September 26, 2012. [SIZE=2] As stated in our previous communication, GECC is a corporation that is fully-licensed as a short-term lender in good standing in the State of Delaware.

I have fallen into the payday trap. Not nearly as bad as some of the issues I have read here but still bad. I am in Texas and currently have three online loans 1. Speedy Cash: Principal-160 with fees it is now 230.61 I payed a finance fee of 40.00 on the loan. 2. Cash Central (Texas Loan Cooperation): Principal: 400.00 with fees it is now 513.53. I have paid 100.00 on fees of this loan 3. Cash Net USA: Principal: 500.00 with fees it is now 638.09 with fees it is now 638.09 I have paid two payments of 126.54 I have had to close my bank account and open a new one.

I've read all the information provided on your site about the payday loans. I find I am in the same boat. Does all that information apply to Delaware also ? or just Pennsylvania's rules ? Thanks for your help.

I have 3 companies I can't find out if they are legal in Texas My Pay Day Advance Cash Transfer Centers Nationwide Any information would be greatly appreciated. Thank you!

Ok so i have an account in collection with credit one the last i knew. It is in the amount of 7000 dollars. I recently recieved a letter from a company named Kramer and Frank trying to collect on it. I googled them and have seen absolute nightmare stories about them. They will freeze bank accounts and so on and garnish checks. Well i am actually in a financial state to settle with the collector now but they say Kramer and Frank will not settle for less then the amount owed. This is upsetting because the original debt is 5000 they have tacked on 2000 in fees. I dont know what i should do.

What to do next? Does this mean it went to collections? Or a lawsuit after the recovery department got rid of this?

How do io pay a payment on my account and i don't have the account number

A little background- I had a bank of america power rewards card. I was making regular payments in a timely manner. In july 2011, BOFA's online banking system went down and my payment wasnt processed. FIA Card Services contacted me and told me that they would waive the late fee if i set up an automatic payment with them on the phone. I agreed. However, my payment due date was the 16th of the month. Fia card services set up my account to withdraw on the 17th. So every month, I would accrue late fees up until March of 2012 when I realized what was happening.

Hello I pulled my credit report and found out that your company is on my report was just wondering if you can find out for what so I can get this taken care of please email me at EMAIL REMOVED PER TOS

I have several PDL's in Texas...can you help me know who is legal and who is not...all were done over internet... Bottom Dollar Payday Dollar Premier Its My Pay Day - Lender National Opportunities Unlimited Cash Net USA Easy Cash Online Store - dep from Lansbridge