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Dealing with Smith Haynes & Watson

18 years 6 months ago
Today, I got a call at work from a Mr. DePriest at SH&W :twisted: . Had to put him on hold because I was working with a customer; when I returned to the line, he'd hung up. However, he DID call back to leave the following message: "...I don't like to play games. Once I obtain the address there, I am sending a process server out.

 

My 2nd Doggie...

18 years 6 months ago
This is Barney - a Boxer-Shepherd mix my daughter got at a local shelter. He was such a CUTE puppy! When she moved out last summer, I made her leave him behind, because I knew she wouldn't have time to take care of him. She really only liked him as a puppy, then he grew up (as they do) and she was just annoyed with him. So I figured it was best that he stay with us. She later "gave" him to my older son, so he's ours permanently. This is the one that ate the pork steaks and my sandwich all in one night...

 

My biggest troublemakers....worse than the kids!

18 years 6 months ago
Ok..here's my two troublemakers! Tootie (aka Lady Katherine of Willoughby - her AKC registered name) is a Pembroke Welsh Corgi. I've ALWAYS wanted a Corgi, ever since I was small. Don't know why, they just appeal to me. Probably because they're built like me. LOL! Her legs are only 4 inches long, and her body is long like a Dachshund's would be. She's a little overweight for her breed, but all Corgis have that tendency - doesn't take much for them to gain. She came from a rescue in Ohio.

 

Example Letters Please!

18 years 6 months ago
Someone help me! I'm trying to point a guest in the right direction to where he/she can find examples of letters to send to his/her pdl's. Letters revoking debit authorization, revoking any wage assignments, only contact via email or USPS, state laws, etc. Where are they now? I'm lost? Is there still a link to them? Please, please help me! :D

 

Need help on pdls in Ohio

18 years 6 months ago
I have 3 separate pdl's out totaling $1200 - CheckSmart, Express Payroll Advance and Nat'l Check Cashers. I stopped payment on the checks before they were due to be cashed when it became clear to me that they would not work a payment plan with me. I've also closed my checking account. After stopping the checks, I sent them each a letter stating (again) that I was currently unable to pay the debt in full at this time, that I intended to pay my debt in full but with regular payments. I;ve since sent all three of them payments of $25 each within a month's time frame.

 

MTE Financial WIN and more!

18 years 6 months ago
I cant say it again but I found this site last Monday 08/13/2007. Because of All of your advice and help I am digging out of the mess I have created. So far in 1 short week I have had MTE,mycashtime, sjm marketing, starlight fs all mark me pif and sent letters to me.

 

cash2day4uc.om

18 years 6 months ago
how do i find out the PA laws, if they can legally practice in PA? I emailed our Attorney General on this, and I have tried to get them (cash2day) to stop taking money from my account. I have tried freezing my funds but my bank won't do it. WHat else can i do?? Kelly email address removed as per forum rules - Mike as i don't get a chance to check message boards all the time...thanks.

 

Great news

18 years 6 months ago
In the last 5 minutes . I have gotten e mails from ITS My Pay Day, and and Impact cash PAID IN FULL. I cant believe it , my first two. 5 more to go, and they are so illegal it isnt funny. I could not be happier

 

Negotiation Advice

18 years 6 months ago
Can you give me any negotiation advise for my first contact to request a settlement?

 

Business Partner takes me down....

18 years 6 months ago
I have always had and still do have decent credit. I pay my bills on time, especially my secured debt, but have a high income to debt ratio. I dont have a public record or collections - just a business partner who racked up serious debt and walked away. My personal unsecured debt is around 36K and he added another 80K. I have been making the payments on everything for 8 months to keep my credit alive but now my savings is gone, my regular income is sparse at best, and I am left holding a heavy bag. I am going to start with the business accounts and try to settle them.