Have student loans about to be defaulted, medical bills, and credit card debt all adding to over $11000. need to consolidate debt in order to be able to return to school and be able to live.

Can credit card companies garnish wages in Georgia?

What company can i get in contact with for debt consolidation in the state of UTAH

I have a loan with Cashcall which I've paid on every month with one deferral about 2 years ago. In March I got behind on a payment of $199.02, I've not been able to catch up the payment but have been paying them $200 a month since and am not behind on any other payments. Last week I received a call from the Loss Mitigation department telling me that I abandoned my loan and unless I make a payment of around $600 (that's the $199 missed payment and all the fees that it accrued) by this past Friday, they were going to proceed legal aciton against me.

I had received an unlimited spending card and made a horrible mistake. I cant make the one big payment a month, now i am in debt, I am looking for help for someone to pull me out of the deep hole and get me back on track.

As part of my agreement with my hubby in starting to get over my nightmare, I saw a pyschologist today. After much discussion, we talked about what my goals of therapy are. I listed a bunch and then he added, don't you think one of your goals should be to forgive yourself. I'm sure a lot of people here have felt the guilt, shame, and humiliation that this trap can have on you. I thought that was actually a really good thought. Forgive yourself and see the good in yourself! :) On a side note. BIG arggggggggg.

The collection agency rep called my office today at noon (he knows that I answer the phones at my work) asking the mailing address to the business. He then told me who he was (I automatically recognized his voice, since I've spoken to him way too much at work), and then said that he needed my work address so that he could send a court summons regarding the PDL. OK, FREAK OUT TIME!!!!! I told him that I was going to call him back with some debit card info (using the money I have set aside for gas until next payday) to process a payment since I don't want to go to court.

Anyone know their number?

Hi Again, Not sure if this is good or bad. I was thinking of e-mailing them back and telling them I am awaiting the response from the NY AG. Can I send them a counter offer? :twisted: I can send them the money, just want the opinion from you guys. We can offer a one time reduction offer: ______$110.00_____ Your account has been reduced to the above amount owing until : ___08/03/07___. We will not debit your account again to give you a chance to pay the reduced balance, if no response or payment is made-regular debits will resume per the contract after 08/03/07. Suggestions?

Need help ASAP with payday loan companies. This is a mess; so anyone that has info please help. Below is a list of my loans and how much I've already paid. (11 total) Im completely broke and don't have family that can help. Credit is bad, so I can't get another loan to pay these companies off. My account is always in the negative so each time I get paid, I really don't. Im 21yrs old and already have messed up with credit. Please, please, please help. What should I do.