so I am now 19 and i got my first 2 credit cards when I was 18. I had way to much fun, now im over my head in bills that i can't pay. how could i go about fixing my problem? please help me!

I have a question I hope someone can answer. I recently received a call from a credit card company telling me I owe almost $2000 on an account that I did not set up. Today I received a statement in the mail. I suspect my ex girlfriend (recently deceased) somehow took out this account and put my name on it. Is this possible? And if so, how do I prove that it is not my responsibility. I am in a debt management program, trying to clean up my own debts and this is the last thing I need. Please someone, advise me what to do!!!

I've begun my battle with the PDL's. I've mailed, emailed and faxed all my cease and desist letters. I was exchanging emails with paycheck today. The lase email they sent to me stated they would either deduct the principal only and waive the finance fee or I could either go back to paying down or refinancing. I replied that I have more than paid what I legally owe them on this loan and prior loans and as far as I'm concerned and the law is concerned, I am paid in full.

Hi All, So Glad I found you! Sorry, but this is going to be long I am in NY and my loans are internet loans. Speedy Payday: Borrowed $400.00 Pd. $600.00 ameriloan Borrowed $300.00 Pd. $450.00 US FastCash Borrowed $200.00 pd $240.00. This last one confuses me: Ambassador Fund (I assume the same as NationWide since I received a collection call in my voicemail from them) Borrowed $500.00 on 5-14 -They withdrew $100.00 on 5-24. There were no attempts on 6-7 or 6-21 which were my other paydays. The money was there, so I know they did not try.

After reading all the ways here how you folks skip out on your debt obligations without repercussions, I thought, "hey, I can do that, too." So I took out every single Internet payday loan I could for as much as I could get and got about $3000. As soon as I got my money, I closed my bank account. And I gave them fake references. HAHA. Sure, they'll be calling but I've got caller ID at home and work and a private line at work. What are they gonna do; pay day loans aren't even legal in my State. I'm gonna use the money to go to Vegas.

I am not sure if anyone has ever checked out helpfordebtors.com. I have taken a browse and it seems pretty informative. There is also a drop-down menu for individual state laws regarding debt, collections, etc. I have made your weblink inactive until Admin has reviewed site.Cajunbulldog

How likely is it a person would be sued for debt? It is traditionally something reserved for high balances or can people be sued for small balances? When I say small balances, I mean under $750.

EVER HEARD OF NPP? I keep getting messages from NPP. Could this be National Opportunities? I guess if I called them back I know, right?

Please update me what T&C is everyone is referrring to ? I am currently just talking with a Debt Negotiator who is has suggested to cancel our checking account and or put a stop pay. I'm just not sure which to do. I have went as far as I could and now I have to result to this to avoid losing our house or car. I have already consulted with our bank and they are fine with doing either once we decide. I know Each state has rules on the maximum amount of percentage paid.

Does stockwell resources have an address :?