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Introduction

18 years 7 months ago
I got a great job in southern California in January 2007. Considering the drastic increase in cost-of-living, I am making slightly less than I was, but very high potential for increased pay within a year or two. I have about 17K in credit card debt because I'm stupid. I also have some student loans (~12k) that has just entered into repayment. I'm tired of being stressed about money, so I'm doing something about it! :D

 

Too much debt, no money.. what to do>

18 years 7 months ago
I am a full time college student, I just recently enrolled. I thought that after a couple years i'd have a degree, be able to get a good paying job and pay this debt down. I'm 24 and have about 25,000 in debt. I found out that lots of employers won't hire people with bad credit. I don't have any time to work a part time job, I'm getting a 4.0 in ever class and I plan to do that for the duration of my college career. everyday i get calls from debt collectors saying the are seeking litigation.

 

New User Questions

18 years 7 months ago
I just moved to California in January and I have a few new bills that are seriously putting me over the top (SoCal is disgustingly expensive to live in). I am going to need to get with a debt consolidation firm. I filled out the "free consultation" form this morning. I take it someone from this website calls me to give me the names of a few companies located here? I looked on the "rankings" page and only one company has any feedback that is less than 2 years old, which adds to my skepticism. How does the whole thing work?

 

Suggestions to State Revenue Department on PDL

18 years 7 months ago
I came across the news today that reads Representative Chuck Turbiville of Deadwood suggested that an interim committee that is studying the state Revenue Department should also review payday loans and the interest rates they charge. Let's give them some practical suggestions on what should be done across states. What say you guys!:idea:

 

payday loans in ohio?

18 years 7 months ago
I would like information on what my options are for payday loans in Ohio. i have not defaulted on any yet but i will this coming pay period. i need to know the best solution to avoid legal problems. Checkmart (store): $575- due July 31 oneclickcash (internet): $390 if i dont renew installment loan through checkngo (internet): $330 each pay due Aug 1, august 15th, September 1, Sept 15th Should I just try to get to the bank before these post and get my money that I need for bills out and let these bounce and then work out payment arrangements?

 

united cash loans phone number

18 years 7 months ago
I finally got a working # and e mail for these guys phone 800 279 8511 customerservice(at)unitedcashloans.com

 

American Collections has me in tears

18 years 7 months ago
This is a follow up to my post the other day about a 3400.00 medical bill that I owe for my son from last year. He has a primary insurance and also medical assistance, so when they called me about this bill the other day, I was a little set off. Anyway, after hours of calling insurance companies, and the state insurance-- I'm still no where with these bills. I called the collection agency twice already today. One time, I was told that the insurance denied all of my claims and it was my responsibility. She would not give me all of the dates of services because it was 'too many'.

 

e mail addereese

18 years 7 months ago
I need e mail for iTS MT PAY DAY, IMpact cash, I would appreciate iant info jANET

 

I live paycheck to paycheck

18 years 7 months ago
I have 2 payday loans. One with Quik Cash for 589.00 and another @ Check n Go for also 589.00 I also have Advance @my bank for 550.00 i live paycheck to paycheck. how can i get out of these????

 

I really need a loan

18 years 7 months ago
I Really need some cash im running low on cash i been turn down so many time so if you can help me out give me a call back at 214 xxxxxxx Phone number removed for your safety - Bossy4455