I have a terrific job with a University. The benefits are tremendous, and being that it is not easy to be employed there, employees that are able to be hired there stay for decades. I intend to stay until I retire.
My roommate moved out suddenly. I knew he was planning on finding his own place, but he moved out three months earlier than expected, stiffing our landlord. I had just purchased a computer for cash, and planned to recover in the three months he would still be here, sharing expenses. Had I not been out the $450 for the computer, I would have been fine.