Can i ask one question? I m missing money out of my account and want it refunded but my question is the reply i see people getting is no one took the money out of our accounts well the who the hell did?

Well, I defaulted with CTC 2 weeks ago and they have been calling about once a day. They finally got my work phone and left a message there yesterday. I called back and left her a firm message stating that my employer does not allow personal calls - which is true. If they call again I will report them to the FTC. I sent them a $15 money order to the Oaks, PA address that I got from this forum. I sent it certified/return receipt.

Will you be able to help us stop payday or cash advance lenders harass my job/ boss who is real angry about their calls after me.

after a letter to validate a debt what does it mean when a debt collector/ attorney says he has "passed the court date" to a new date? also when advised as being "a law firm and as such they are not required to be separately licensed in the state of tennessee to collect debts" . thanks James

I'm trapped. I had two payday loans out for myself. They are expensive, but I was keeping up with them and could see the light at the end of the tunnel. Then a friend of mine got into some trouble and asked me to take one out for her. I did. Then it turned into two loans. Almost two months ago she stopped paying the extention fees and I couldn't cover my loans her loans all of the fees and my bills. I have recently discovered that she has a pretty bad gambling problem. So... I have lost somoene that was very close to me, and an in financial ruin. Everything has gone to hell.

I tried to login but couldn't so ask to retreive it I got the password in my e-mail but still get in

I received a letter from Mechants Credit Guide Company stating about a debt owed to The original creditor was Citibank. But I call them and they don't have an account in my name. So I called Merchant and asked for a debt validation...Did I do right?

anybody know these numbers 877-282-5450 and 800-757-0122

BBB contacted me via email regarding my complaint about MTE. MTE has denied they are affiliated with One Click Cash or US Fast Cash. MTE claimed they made a reasonable offer of settlement with me regarding one loan (quickest cash advance). I then received an email from MTE with a REVISED settlement for the loan with a HIGHER amount. BBB wants me to respond to them by July 8th. MTE wants me to contact them regarding payment of now $267.50 instead of the $177.50 they originally stated. Okay. What am I to do? MTE is lying, of course. MTE has now up'd my amount due in a matter of three days.

I'm not sure what route to take. I'm afraid of being taken advantage of and I want to get things under control now, before it is completely out of hand. We have over 70,000 dollars of Credit and car debt, plus I have student loans that will come due next year, totalling another 15,000. Already maxed out our home equity option. We can't keep up. Which option is best? And- which option has the least long-term credit impact?