In June 2005 I sent a request for Validation to Asset Acceptance, about ten days later I received a letter from their Staff Attorney, Carrie Taylor, stating that she had reviewed the claim and it SOL was still applicable (SOL expired in Sept of 05). That she had requested the necessary documents from MBNA and they would be forwarded on to me.
During that time frame I was recovering from shoulder surgery, separating from my wife, finding a place to live and arranging the custody of the kids.