Hello. I'm hoping someone can help me or give me direction.
In 2008 I co-signed for a loan for my nephew who was living with me at the time. Foolish, yes I know, but my heart was with good intention. Anyways, I received a letter from the above law firm stating that RBS Citizens have hired them to collect the money due. They called me here at work and my nephew was on the conference call as well. He was willing to make the payments, but they refused to deal with him since I am the co-signer and they are "within the law" to come to me for full collection.


