Before choosing any loan forgiveness program, you will want to read the requirements for any loan repayment program carefully to determine if it is right for you. When to pay off your loans, do it at once or invest for some time is a big question. College loan programs helps to provide finance to a lot of students. But managing those loans and then repayment issues is not that easy thing. There are a few loan forgiveness programs also which help you to repay your loan on good terms.