Sorry if this is posted twice. My computer did something crazy and now I can't find my original post. From my understanding or misunderstanding...a debt settlement company negotiates your bills and then you pay into a fund which is disbursed once enough money is in there to pay a debt. So, your cards are untouched until the company recieves enough money to pay it off. If that is the case than why can't I just save the money myself and negociate with my creditors. I already have several offering settlements.

Hi. I live in Mississippi and need help with online payday loans. I currently have 4 that I'm paying and two that are in default. They are killing me and I don't know what to do. My account is in the negative every month and my other bills are getting further behind. Can someone please explain the Mississippi law regarding these loans to me? I don't know what to do. Thanks in advanc

I signed up with the Kayden Group and paid them $5000 6 months ago. Now I am being told that my money was never sent to the legal group they represented to me on the phone, hence I was never enrolled in the legal program.

Why do major credit companies like equifax, make it harder for citizens to delete there old paidoff accounts,are they lazy or they jus dont care.Who delegates their obligation to do the job responsibly

Got a phone call at work. A man with a thick accent wanting to verify info on address and asked if i every was arrested at work. Would not give me a name or company name so i hung up on him. He called my cell, telling me i will be arrested and yelling. The number was 732-203-7708 does anyone know who it is.

Help...I received a deposit in my account for 300.00 in April from Integrated Financial Services. They have been taking 60.00 from my account every 2 weeks. I need to pay them off so that I can get out from under this debt but I never recieved any contact number from them to do so. I just recently put a stop payment all payments to this company. Now i received a letter saying that they have turned me over to a collection agency. Does anybody know what the contact number for Integrated Financial Services? I Just want to pay them and be done with the whole thing!!!!!!

Hey everyone, I realized when I got paid for my HOF the screen shot of the payment said that it was going to David. Then I realized some people thought that I was David! Actually, I am Michelle and David is my husband. I don't have a seperate paypal account anymore because mine was linked to the old bank account I used for my pdl's so I had to use my husband's. So please rest assured that Sassnlucy with the purple hair really is a female and I am Michelle....not David. LOL, I'm curious, did anyone think I was a guy? :)

Got one of those calls that everyone seems to be getting..Indian sounding man, telling me im going to be arrested, wouldn't give me a name or company name. i would like to know who they are. the number was 723-203-7708. anyone know them, are the associated with arrowhead investments?

I would like to become debt free...my credit is bad and its time to seek some help.

I finally got the money to pay off the balance of a small loan in full but now comes the hard part. Where can I locate these people? any suggestions?