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AFNI collection agency trying to collect subrogation claim despite the active insurance

6 years 5 months ago
Almost one year ago, I hit a parked vehicle, found an owner, and gave my insurance policy number(I insured in Progressive) and contact details to him. My policy was active, and I’m still using Progressive. I did not fill the claim promptly, and after one month after the incident, I received a notification from Progressive about a claim, and finally decided that I don’t need to open a claim as it was already opened for me. Then, after one month the claim was closed with 0$ payment to the suffered side. I did not receive any communication on that claim from Progressive.

 

How many mortgages can I take out on a home?

6 years 5 months ago
I have heard about first, second, and third mortgages. My question is how many mortgages can I take out on my home?

 

Magnum Cash Advance - There is conflicting information

6 years 5 months ago
Magnum Cash Advance - There is conflicting information about whether they are legal or illegal. They are licensed in Delaware. Does this mean they are legal in any state that only requires a license in any of the 50 states to issue payday loans? I live in Tennessee and was told they are illegal, but TN only requires a license in ANY state, so it would appear they can legally issue payday loans in TN. Please help!

 

Will I be prone to identity theft if i don't cancel unused credit cards?

6 years 5 months ago
Will I be prone to identity theft if i don't cancel unused credit cards?

 

Instead of moving legally, can I stop a debt collector from contacting me?

6 years 6 months ago
Instead of moving legally, can I stop a debt collector from contacting me? I want to repay the edbt but I need some time which they are not giving and calling me.

 

Is there any way to know that my identiuty is stolen witoghiut checking my credit report?

6 years 6 months ago
Is there any way to know that my identify is stolen without checking my credit report? I mean the I can take precautions or contact the organization about fraudulent activity.

 

Just found out I received a summons for credit card debt next week, please help!

6 years 6 months ago
Hello everyone, I am a very troubled 26 year old who is greatly inexperienced with such an ordeal. I don't know what parts of my story I should leave out, so I figured to give you the best understanding I should tell you all of it if you don't mind reading. I would greatly appreciate any help and advice you can give. I opened a Discover card in 2013 but do to worsening health issues I was out of a job after I had minor surgery in 2015 and haven't worked as an employee anywhere since.

 

Can I repay credit card fast to improve score to buy a house?

6 years 6 months ago
I want to buy a house. My credit score is not that good. Will paying off my credit cards help to improve score so that I can qualify for a loan with a better rate. How long will it take to improve?

 

Which debt is better to pay off the one with the large balance and can I choose to select to pay a debt first?

6 years 6 months ago
I have a few questions. I have accumulated quite a few debts which I'm trying to pay off. I have decided to negotiate with my friend's help. I am talking to the debt collectors. Coincidentally 2 of my debts are with one collector. The agency is negotaiting with me. I want to know just for my knoeledge that can I say on which debt I'll repay fast? This is for my credit credit report. The debt I want to repay is the larger balance one. Though It's easy to pay off the one with the smallest balance. What do you suggest?

 

Rescind Question

6 years 6 months ago
Hi I live in Texas and am trying to get out of this mess. I rescinded an installment loan with Speedy Cash within the 3 day window, Speedy Cash agrees. They claim after my rescind request that they tried to deduct the principal amount from my debit card (not sure why they didn't just use ACH) but was declined. As a result, the principal was not returned within the 10 day window the regulation states. Because of this, they state that my rescind effort is void. Just curious if anyone had any information to help me. My original loan amount was $2,000 and I've currently paid $2500.