Which option will help keep home in bankruptcy - Chapter 7 or Chapter 13?

Almost one year ago, I hit a parked vehicle, found an owner, and gave my insurance policy number(I insured in Progressive) and contact details to him. My policy was active, and I’m still using Progressive. I did not fill the claim promptly, and after one month after the incident, I received a notification from Progressive about a claim, and finally decided that I don’t need to open a claim as it was already opened for me. Then, after one month the claim was closed with 0$ payment to the suffered side. I did not receive any communication on that claim from Progressive.

I have heard about first, second, and third mortgages. My question is how many mortgages can I take out on my home?

Magnum Cash Advance - There is conflicting information about whether they are legal or illegal. They are licensed in Delaware. Does this mean they are legal in any state that only requires a license in any of the 50 states to issue payday loans? I live in Tennessee and was told they are illegal, but TN only requires a license in ANY state, so it would appear they can legally issue payday loans in TN. Please help!

Will I be prone to identity theft if i don't cancel unused credit cards?

Instead of moving legally, can I stop a debt collector from contacting me? I want to repay the edbt but I need some time which they are not giving and calling me.

Is there any way to know that my identify is stolen without checking my credit report? I mean the I can take precautions or contact the organization about fraudulent activity.

Hello everyone, I am a very troubled 26 year old who is greatly inexperienced with such an ordeal. I don't know what parts of my story I should leave out, so I figured to give you the best understanding I should tell you all of it if you don't mind reading. I would greatly appreciate any help and advice you can give. I opened a Discover card in 2013 but do to worsening health issues I was out of a job after I had minor surgery in 2015 and haven't worked as an employee anywhere since.

I want to buy a house. My credit score is not that good. Will paying off my credit cards help to improve score so that I can qualify for a loan with a better rate. How long will it take to improve?

I have a few questions. I have accumulated quite a few debts which I'm trying to pay off. I have decided to negotiate with my friend's help. I am talking to the debt collectors. Coincidentally 2 of my debts are with one collector. The agency is negotaiting with me. I want to know just for my knoeledge that can I say on which debt I'll repay fast? This is for my credit credit report. The debt I want to repay is the larger balance one. Though It's easy to pay off the one with the smallest balance. What do you suggest?