I have 7 months of dcharges to my checking account from INDE PLUS VISA for $14.95. They would also deposit $.01 into my account once a month. A few charges say Platinum Visa.

I am going thru a divorce.

how do i reach palisades collections??? i had a bill from verizon north turned over to them. and they turned it over to wolpoff and abraham. i paid the amount. and now five months later verizon says the account was never paid and has turned it over to afni collection. and they say that there is no record of palisades ever having the account. please help. i've called each company ...verizon, afni and wolpoff 5 times each. and i am getting no where. thanks for any help i can get

I need to know how to write a hardship letter

I might have asked this before, so please excuse if so. I sent a debt verification beginning of Feb. I know for a fact that there is no signed agreement, as I have the original, unsigned. There are many discrepancies on this account, making it difficult for them to verify anything as the original creditor made a complete mess of things. So far, I have gotten zip, and nothing is on my credit report. Should I send another request, or let it go? I am thinking the orignal creditor realizes that they were grasping at straws becuase they had messed up my account from the beginning 4 years ago.