Hi I live in Texas and am trying to get out of this mess. I rescinded an installment loan with Speedy Cash within the 3 day window, Speedy Cash agrees. They claim after my rescind request that they tried to deduct the principal amount from my debit card (not sure why they didn't just use ACH) but was declined. As a result, the principal was not returned within the 10 day window the regulation states. Because of this, they state that my rescind effort is void. Just curious if anyone had any information to help me. My original loan amount was $2,000 and I've currently paid $2500.

Once I have given my credit card number to one agency for a transaction. I have come to know that I shouldn'y have done that. However, there hasn't been any fraudulent transaction yet. Is there amny chance of identity theft. It has been a year back. Do I need to change my credit card?

I am looking for help with a cash advance installment loan. Where should I approach?

So I filed for Chapter 7 recently and one of my creditors promptly violated the automatic stay by filing to sue (contract dispute.) I called them to inform them that they were violating the automatic stay and I was hung up on repeatedly until I finally got one operator who said their legal team was handling it and I should just wait. Should I file an answer to the lawsuit ($175 filing fee) or do I wait and see if it's handled by the courts?

How will I choose the right bankruptcy chapter? Is it mandatory to take help of a lawyer or does it go like this - I decide and then take help of a lawyer?

hello, i have 2 accounts in collections. one for medical and the other from a OC that is affecting my credit. i want to get rid of both accounts is it worth it trying to do a pay to delete or just try to dispute it? and is it the same letter to dispute if you can... can i please get the letters to get rid of these 2 accounts. i am actually trying to purchase a home and i don't want to contact any other credit repair companies because i know they over charge and i can doit it my self. thank you.

Any advice will really help. We have about $60,000 to invest. Both of us have full-time working jobs. We are thinking about investing in real estate. What kind of investment should we go for profitable returns? This would be out first real estate investment

Hello all, I am wondering if the IRS looks at available credit cards as an asset in determining an offer of Compromise. In other words, will they expect me to put balance on a few different credit cards to cover debt or do they just want to know what revolving cards I have?

debt has reached collections and it was Identity theft and I would like to know the proper letter to send to the collection agency along with provider documents

Hi! I live in Delaware. Solid oak $575 Evergreen $550 Inbox $1300 Speedy Cash $750 Money Key $725 I am curious on options in Delaware for these lenders and amount.