I found this site through google and i have some questions. I got a call from Superior through registering with this site. It was for debt settlement. I currently owe about 40,000. I'm going to call them Monday and see what they have to offer but I had some questions about debt settlement. I believe a friend of mine went down the road of debt settlement and this year when it came around to tax time she was told any debt that was forgiven would have to be considered a gift, thus adding about $10,000 to her income, which she then had to pay taxes on.