well i just got backed up due to having problems holding a job and just had to cancel alot of cell phjones and just couldnt pay them now i want to fix my credit so i can do something with my life :)

I just wanted to thank all of you here for the assistance you gave a couple of months ago when I was having issues with National Enterprise Systems. They never sent me a validation letter even after they signed for my letter requesting one, nor did they call me back and I suspect their threat of filing a civil suit was just that: a threat.

I need to consolidate some debt and I need a highly recommended debt consolidation company.

i took out a loan with a storefront payday loan place called wisconsin auto title and payday loans.. i went into default with them.. and about 2 mounths later they offered a settlement.. i took the settlement and payed the reduced balance got a recipt and a paid in full letter.. this morning they called me twice i didnt pick up cause i was busy.. should i call them and see what they want or there now trying to go after the remaining balance.. what should i do? anybody ever had something simuler happen to them

I received a letter today for a settlement from afni. Has anyone dealt with them and know if they are reputable? They show in the letter that they are licensed in New York City. Would appreciate any info before answering them... btw--it has to do with Cingular and they are offering me to only pay 1/2 of what Cingular says I owe. I think it's a great deal I just want to make sure they are on the up and up. Thank you all!!! (((HUGS))) for being so great to all here.

hello has anyone ever dealt with impact cash? are they affilated with rio resources?

Here is the story..I have faxed and emailed and Called 500Fastcash repeatly twice a day for the last three day to get my loan paid in full (300.00 - i have since paid 500) Nothing back from them so i called, they couldn't tell me what is going on and this time i could log into the online acount and see / view documents and i was 'active'.. after being told to fax it to another "department" i did so twice, this dept. doesn't have a live operator of coarse. I was also told they were going to do a quick collect and take 325..

OK, i am new to this forum, but it looks like you guys have dealt with a lot of these people, and could really help me. Here's a short version of my story. I'm in kansas. I have a 4 year old, and another on the way due here shortly in june. I have 3 online pay day loans, and 2 locally. Each for $300 plus their fee. online fee is $90, local fee is $45. my checks are going solely to the fees, not paying down the loans. How do I get out of this, or is there some way to get just 1 personal loan from somewhere for like $1000-$1500 to pay these off, and just be left with the one payment.

there was money taken out of my account and i never gave my acount number or spoke to anyone. i didnt have any money in my account at the time and got charge 31.80 plus 49.99 that you took from me. now when will i get my money back!

I came across this site while searching for a solution to the payday loan mess I had gotten myself into. To make a long story short, I was in a real bind for money. My father had just walked out on my mother and I. We needed to pay rent so we wouldn't be thrown into the street and food in teh house so we wouldnt starve. I had every intention of complying with my financial obligation, but the companies I borrowed from took out unauthorized withdrawls from my bank account which left me financially devastated. Then came the phone calls: Probation, lawsuits, etc.