This is my first post on this board and I really appreciate the help. There was a judgement obtained against me through a law firm for Discover card for about $14,000.

Hello, About 3 weeks ago, I sent a revocation letter to CashWebUSA. I took out a payday loan in early June for $300 and overpaid by $150. I took all the necessary steps listed in the stickies with the exception of closing my bank account. My bank basically told me that if CashWebUSA tries to take anything out, they will refund me and actually call the company and block future ACH withdrawels. While CashWebUSA hasn't acknowledged that my account is paid in full, it appears that they are just trying to avoid me and get rid of me.

Which State's satute of limitation do I need to review? The current state of residency, or the state where I originally acquired the Emerge Master Card

I received notice today that I have applied for credit with you bank, however I have not. The letter was dated 08-31-2012 #324411976701. I fear idenity theft and would like your assistance to solve this matter. It would be appreciated if you would contact me at EMAIL REMOVED PER TOS Thank you

It’s always something…I swear. I guess I can’t blame anybody but myself, though. I’m making my last payment on my $380/month Americredit/GM Financial loan (what a f’in rip-off) this week. I’ve been out of payday loan hell for a little over a year now. Aside from my student loans, my credit cards (all current and manageable), and my last car payment, I don’t owe anybody. Things are really starting to take a positive turn for me.

I have 4 online payday loans and they are taking everything that I make with there roll over fees. White Hills Cash Borrowed $400.00 fees $120.00 bi-weekly Integrity Advance Borrowed $500.00 fees $150.00 bi-weekly Liquid Cash LLC Borrowed $500.00 fees $150.00 bi-weekly FedFinSvcs Ltd Borrowed $700.00 fees $210.00 bi-weekly Are these legal in Indiana and what can I do to negoiate an affordable paydown. Thank you

We currently have loans from the following lenders: One Click Cash GECC Sure Advance American Web Loan Western Sky - now Cash Call Plain Green Loans We live in Louisiana and no sure what steps need to be next. They were all taken out a few months ago but the finance charges are killing us. Of course they were OK at this time but they all come out on the same weeks-almost 900 every 2 weeks and one every month for 295. The 900 will come out this week by the way. Advice please??

I have a 900.00 loan with cash net usa. The payment is 158 twice a month. I have called them requesting extending the term of the loan so I could just make one payment a month instead of 2 and they said no way. Has anyone had any luck getting their payments lowered to once a month and if so how did you approach the company ? I live in Missouri and know the company is legal and I have to pay them back. Thanks

Hello Nelly, I was persuaded to purchase Fia Card Services Card Protection Plan for which I???m paying monthly. I was convinced that this plan would pay my monthly minimum if I could not, due to certain life events or hospitalization. After much correspondence over many weeks, the Plan approved two claims I submitted (hospitalization in March, 2012 and life event in October, 2011). But they paid it to Fia Card Services, on my account, in such a way that the plan does not benefit me. Rather, it has caused me to owe more on my account.