Today, I got tired of GFS Calling (i never answer, but I'm tired of hearing the phone ringing. So I sent GFS the letter, like I will send to Mr Ragan with PD6/express Cash. The next thing I know, GFS is calling my office and cell. So, I emailed them telling them that will record every time the try to contact me (b/c i told them to no longer call my home (cell) or office) and forward it on to the appropriate law enforcement agency. I also stated that the only type of correspondence I will accept is an email stating that my account be marked Paid in Full. HA. Hope this works ya'll

I appreciate everyones help. In my last topic I asked for a bunch of addresses...with advice from a few of you I looked them up on the BBB and found most of them. However, there are two that I cannot find. If anyone knows the addresses to either of these two PDL's I would really appreciate it. T & C needs their addresses before they will send out the paperwork and they are not giving them to me when I call them. Thanks for the help! Addresses Needed for these Companies... 1. 5-Nevis/Timberhole Marketing (Phone: 866-272-2072) 2. CMG Group LLC. (Phone: 866-516-9300) Thanks everyone!

I'm going through a financal hardship with an unsecured debt of $24,000 and some medical bills ( not really sure of the amount) do to an illness I've been stuggling with and now considering bankrucpy. I'm afraid to file for it b/c of the horrid stories I've heard. Since I've been sick, I haven't been able to work. If I file for bankrupcy, and I eventually got better to work, wouldn't it be hard for me to get a job? Is anybody doing okay out there who has filed for bankrupcy and living a "normal" life? I need advice on what to do

is junk debt the debts that collectors buy that are charged off? if i pay the company i owed originally can i get my credit file fixed? can a CA actually take me to court for a debt that was already charged off? I had a company that owns a charged off debt or at least called me about it threaten to turn it back over the the creditor so that they can take me to court. i thought after chargeoff the creditor was done with it. i want to clean up my file of all the chargeoffs by negotiating but who do i negotiate with, the CA or the creditor?

Some thing i got from the ok department of consumer credit regarding military funding. Seems i am filing a complaint and i can actually recover what i have paid them from the original principle.

I got into a horrible mess. I took out one pay day loan on line and then couldn't pay it, then I took out another to pay that one and so on.. it's a horrible cycle and now I am stuck and getting calls at work threating me that they will come to my job.

If I have a storefront pdl (where you have to write a check) and I file bankruptcy, can they come after me if I cancel the check? I mean, the day I file they cannot collect right? so I have every right to cancel the check?

I am hoping that someone can answer a few questions for me (living in Canada). 1. When a file goes to an apparent collection agency from a company, does that mean they have been hired to recover or they have bought the debt? The company in question is ARC Recovery Services. 2. I was under the impression that when a file goes to a collection agency, they cannot cannot charge or keep accumulating interest, is that correct? 3. They got quite nasty when I ask them to provide debt verification and hung up on me. Why would that be?

I just received a call from A.I. stating I owed a debt on a WalMart Credit Card from 1999 in the amount of $139 and the caller wanted to know if I wanted to clear this up over the phone. He said the credit card was in my name with my social security number. I said I have never had a WalMart Credit Card and he asked me for my social security number. I would not provide it. He asked for the last 4 digits, again I would not provide it. I asked him to tell me what he had down as the last 4 digits and I would verify yes or no. The 4 digits he stated were not mine and I told him so.

I sent MTE an email regarding my loan. If I pay another 60 I will have the original loan paid off just from the interest charged from them. I sent them an email stating them. I just got a voice mail from them saying that I signed the original loan stating I knew I would have to continue to pay blah blah blah. I let them know in my first email also about me knowing about the "cease and desist from giving loans" given to them by the Oklahoma Board.