this company stole 49.95 out of my account then my bank charged me another 40.00 for them overdrawen on my account and i had just opened this account on the 17th of february and now another company by the name of edpreporting took 160.00 out of my account now my account is overdrawen by 216.57. due to these mother fu..... and i'm pissssssssssssssssssssed. please help me. :twisted:

I have a quick question. I have a checking account with bank of america with some money on it. I also have a credit card with Bank of america which will be overdue and with missed payments... Is there any way BoA will try to get my money from the checking to cover the credit card debt? In this case I think I will transder the money to the checking with another bank Thanks Andrei

I recently checked my credit report as I do every year. This year I noticed LVNV Funding on it. It did not state an owed amout, but it was key derogatory for for 4 months in '06 with no other information befor that. I am not sure exactly what this means. When I looked them up online there were a whole bunch of lawsuites against them. There were also several different phone numbers and adresses for them too. What should i do about this?

I just graduated from college and started my first teaching job. I also work as a music director for a local church. I do very well financially but I checked my credit score today and it is 489. I am depressed and I want to get my credit striaghtened out. Most of the negatives come from my college years. S. Huggins

My cousin just called me asking all these questions about a loan company putting a lien on her vehicle , and I don't know the answer, so here is the scenario. My cousin has a personal loan with Citifinancial for $2500 and she gave them the clear title to her car for collateral. Well, I guess she is behind on making the payments to them, so they informed her that they put a lien on her vehicle. Was does this actually mean? Can they come and get the car from her until she is caught up with the payments?

Appeal the debt. Seems like this CA purchased 8 of my old credit card accounts and now is suing me for $20,000. In Florida the personal property exemption law reads as follows: "Your interest in a vehicle is exempt up to $1,000 in value. This means that you can protect up to $1,000 value of your vehicle from being taken from a levy to satisfy a judgement by following the correct exemption procedure." My question is if I was to "lease" a vehicle this weekend and in a couple of weeks I get a judgement on me for $20,000, do they get to keep my vehicle?

im not currently in debt im trying to prevent my self from going into debt by consolidating my loans. if i would do this i would be able to afford my new car payment. my wife can not find a job right now because we can not afford day care. i wish to settle everthing up so i can have 1 low payment and know just how much i have left. Thanks

Does anyone know if the Federal Trade Commission has looked into MTE Financial? I did find out that they are not licensed in any state to lend money. What that means is that they can not report you deliquent to any of the 3 major credit bureau if you block their ACH debuts and demand your bank to undue all of thier transactions.

I'm trying to find the numbers to Bonded Adjustment Bureau for $49 and Medical Payment Data for $166.

Back in 2002 my father put 3 timeshare condos in my name (deed of gift) due to the untimely death of his girlfriend. They were paid off but require maint. fees to be paid yearly. My father has paid all of this through the years even though it was in my name. It was more of a favor because I did not want them. My father passed away July 06, and I started receivng collection notices from Wyndham who just bought Fairfield Glades. I have called on 2 occasions to try and make payment arrangments and the girls are very rude and they will not negotiate the interest.