I have recently move into a house, I have gotten a new job poir to that. I open too many accounts as far as credit cards and car payments. I find since I have move it is getting harder and harder to pay my payments on time. I really feel it is important to pay everything on time. Now I relieze that I need to pay every thing off, because my balance never goes down by paying the min. payment. I also have some medical bills to pay off that i cant affort to pay on at all.

How long does a past debt stay on your credit record in the state of PA

Any help would be appreciated, I had a charge off of a credit card in the late 1990’s. in Illinois. The amount is around 2,700. It was removed from my credit report in 2006. I made a small payment to a collection company in 1999, or 2000. I recently, received a (Notice to Appear for a Pre-Trial Conference/Mediation). From an attorney where I am now living in Florida – Past 5 years… Should I go to the court house as requested?.. Isn’t there a statute of limitation?... In Illinois is a credit card agreement meant to be a written or oral contract? Thanks..

Hi, I have talked to someone in Superior debt relief. I have about 50k credit card debt. They told me I have to wait for about 4~6 months in order for them to talk to my credit cards company. But I don't want to wait that long . Do I have any other option ? I have heard that some people are using Forgetadebt.com Do they talk to the credit card company immediately after you join their program ? Or, same as SDR, wait for 4~6 months period ?

I have had a credit charge off in the late 1990's. The data was deleated on my credit report in 2006. I haven't made any payments to creditor or collections since 2000. I just received a "notice to appear for a pre-trial conference/mediation). Do I need to go? Is there a statute of limitation on credit card debt in Illinois? Thanks..

I sent a complaint to the BBB for the way I was treated when corresponding with NES a couple of weeks ago. The BBB sent NES's response, in which they indicated that the person with whom I spoke told an entirely different story than what I sent to the BBB. They said that I refused to settle the account. I never said that to them; what I did was try to explain to them (NES) that I had been making regular payments on the account, but the person ignored what I said.

My mother recieved a letter at her house in Connecticut for me from this law firm. Stateing that I owe a dept to a credit card company. The amount that they say I owe is more than double what is reported on my credit report. I called the Credit card co. and they told me the account had been handed over to a different company. I have called this company many times and no-one returns my calls. I don't know what to do. Does anyone have any experience with this? thank you Amy

Gfsil, are constantly contacting me on my job about a loan i offered to pay off. However, they will not provide an alternate way for me to pay the loan other than the bank account because it is still open. They are threatening me to contact my supervisor and to garnish my wages.

I have been trying to work with payday loan companies I still owe. However, at this time I do not have the resources to make payments to them and pay for the rent, food ect. I've tried to explain this and let them know that I will pay as soon as I can afford it. The collector from Geneve Roth left me a message saying that if I didn't make a payment by 2/26 they would take action against my SS# and my name. What does this mean and should I be worried. If you can't afford to pay a payday loan company what can they do to you?

This year is going to be the year of the Debt Collection Abuse Lawsuit. Plaintiff's attorneys across the country are realizing that the fdcpa packs a one two punch against debt collection abuse. Punch One: Attorneys Fees are awarded under the Statute. Punch Two: We litigate in Federal Court.