Internet's First Get Out of Debt Community!

20+ Years of debt relief success

Slide to see your debt amount now

Search forum

Warning to all Posters doing advertisements

18 years 11 months ago
Unsolicited Advertising is a violation of out TOS and board RULES! If you wish to join our community and receive permission to advertise,then contact Mike or Vikas. This is for our information if you are wondering why your loan advertisement posts keep Disappearing! Cajunbulldog

 

Why does it seem that lenders only look at credit debt?

18 years 11 months ago
I keep running into the question...how much credit card debt do you have? The problem is that my debt isn't just with credit cards...that's actually a small part of it. I have tax debt, utility bills debt, rent debt, debt to the U.S. Navy, and credit card debt. I need to dig myself out of this whole, but it seems that creditors are only looking at the credit card debt when I ask for the loan amount I need. What can I do?

 

Help with Pay Day loans -

18 years 11 months ago
I'm in a payday loan nightmare. I was stupid and now I want to know the best way to get out of the never endeding cycle. If I could go just two months with out the fees I could pay all of them off no problem. I know that that each of these companies has gotten more than what I borrowed from them back from me in finance charges already. What can I do

 

Debt Help ?

18 years 11 months ago
I was asking a ? and got banned...

 

Does anyone know about this number - (321) 206-4136

18 years 11 months ago
I received a call from a man named Daniel. He had such a heavy accent, that I could only make out his name and the phone number. It was a long message, requesting that I call back immediately...something about legal action... and I have no idea what else. I couldn't even make out the company he was calling from due to his accent. Here's the story: I took out 2 payday loans online back in October, of course with every intention of paying them back quickly. Well, I didn't realize that the $60 bi-weekly payments were ONLY the finance charge and didn't count at all towards paying off my balance.

 

Secured and unsecured debts

18 years 11 months ago
I owe about $15,000 on a motorcycle that was stolen. They are willing to settle with me but I need the money up front to offer them a percentage of what I owe. I also have about $7,000 on a credit card that is unsecured. Thanks for your help. Jack

 

Western Financial

18 years 11 months ago
I got this loan agreement in the mail from Western Financial address is: 390 College St. Burlington VT Phone # 1-800-963-5134.. I tried to check the BB on line to see if they had any complaints or info but nothing came up... does anyone have any info on this company... are they legit??? One thing that troubles me is this... their papers look very official but they ask 1000 dollars for loan insurance as a security to be given back after 12 monthly on time payments... that raised a red flag but just need some opinions.. any help is appreciated...

 

Internet payroll company garnishment

18 years 11 months ago
Can a payday loan company located in a state other than one in which I reside garnish my wages? This company is not licensed to do business in my state. They told me they were going to call my Payroll Dept. charging that I wrote a bad check across State lines.

 

FIA CSNA is listed on my credit report - What should I do?

18 years 11 months ago
What is FIA CSNA? I found this post in the Credit Forum, can anyone put more light on it?

 

faxing a DV request

18 years 11 months ago
I got fax numbers for a couple collection agencies through the Bud Hibbs website. In people's opnions, would faxing a DV request plus a 'do not call me anymore' letter (using the template from this website which is great) work? Or is registered letter the best method?