I talked to a debt settlement program... They told me I would/could start with them and they would talk with creditors to get them to settle for a price. But while saving money all the accounts would go into default. I have never been late... despite having 50K in credit card debt, student loans etc... so I thought, I don't know.... let me call you back. Then I consulted with a credit counseling program and I will only save about $300 bucks a month.. which still won't get me out of the woods... some advice. What would you do....

Hi! Can someone please give me info on secure cards and how it works? Thank you much!

Ok guys and gals, I am not normally one to rant but I needed to let off a little steam before I commit a few felonies!! :twisted: :twisted: Last Tuesday I went to court to adopt my stepson that I have been raising for the past 12 years! The sperm donor decided he wanted to contest this hearing. He had nine witnesses to our measly three! I swear the only true words out of their mouth were their names.Luckily I had one of them old fashioned judges that rules on facts.

I'm in SC. I don't understand what the SOL is for different types of accounts. For example, if it's a charge off or collections or judgement, when does it come off? I'm sorry to be a pain, but I'm trying to familiarize myself with these terms.

I joined the army, came home with 3.5 grand, lived off of it for a month, bought a bike, put 1500 down, got a job with dish netwerk making 9.00 an hour, bought a car, lost my job, employment stayed very very rocky for about 6 -7 months, i now have a job making 12.50 /hr but its too late, my bike has been sent off to collections, my car is only 1 month behind... its terrible i have to use the term only, all belongings have been upto 5 months behind... that was when i sold cars... or well... didt sell cars.. haha.

Every email I get from different lenders has @centrinex.com address, anyone have a clue why?

I came across a site that list a number of credit card companies that will give you a credit card with bad credit. This can help restore your credit rating. Link removed per forum rules-Jason

1. Long story here. I pulled my credit report and it shows 2 collections accounts for medical bills incurred for my dd who was 5 at the time. The accounts listed are identical except that one is dated 3/03 and the other 8/03 and they added some zeroes in the middle of one acct number. She only went once. She also had medicaid at the time which would cover 100% of her bill. The office got 2 copies of the card and even got the number over the phone from me, yet they never filed. I have started a dispute on this with equifax. Will this come off?

any one have the address for route 66 route66funding.com These people keep calling my job every single day harrassing me, I tried to pay them by western union and money gram they accepted one payment by money gram, they account number with money gram is 54**(edited for personal safety) in I send a money gram to Hsb Services Reno Nevada 89502. they seen i was trying to pay so now they refuse to accept my payment. Link made inactive per forum rules-Mike

I borrowed money from ITT Financial Company, in 8o's and LVNV is trying to collect on that debt now, is that legal? What can they do? I need advice.