Hey all, My debt is slowly growing and I'm becoming more and more nervous. I currently have around 12,000 in debt. I'm not behind in payments, and I've been able to pay a little more than the minimum for several months now. I get the feeling that maybe consolidating my credit cards would benefit me? Less interest maybe? What can you all suggest? As a preventive measure, I've taken all of my credit cards and put them in a sealed envelope. I then put the envelope deep inside my closet. All that's left in my wallet is my drivers liscense and my debit card.

When I was in college I got loans each year. In my accounting I accrued $38,000. When I did a consolidation, I submitted some paperwork with all the loan numbers. Later I was sent statements showing I owed $68K,which rapidly increased as $500 per month interest was charged.I attempted several times to find out how that number could be so different. Blank wall. Then it was transferrred (sold?)to an agency that specializes in student loans collection. I heard that student loans cannot be "sold" and that it invalidates the claim.

I have Soapnet on here and I am watching the Young and The Restless. Soaps have really been going down hill. Anyone else watch them anymore? I am at home because I have no money, friends who are married or with men, and well, no money. :lol:

So I'm online at DCC!!! Who's with me??

Hi everyone, I decided to take everyones advice and take care of the ipdls myself. I was just wondering how long its takes for some of these ipdl to respond to the templete letters I sent out? I received some back that address' arent good, Platinum B svcs, quikpayday, those are the only ones that I received for "unable to forward" on it. Thanks Traci925

Hi, I registered with the site several days ago and filled out the contact sheet, I thought that someone would contact me via email or phone to help me with my debt issues. If you didn't read my past post, I am in alot alot of credit card debt... ummmm like 50K , I am not behind on any of my bills, but I am probably headed that way...I am struggling because I recently became a single parent am I am living off my cards... I'm sure someone here can relate. I just need help to get pointed in the right direction. please help... thanks sooo much

Need to consolidate payday loans..got into a financial bind...dont make enough money trying to get out..struggling...

Pentagon shamefully backed away from the very reasonable condemnation of the US law firms representing Guantanamo detainees. American lawyers undo the injustices inflicted by the American soldiers who fight and die in Afghanistan. Only a handful out of the thousands of detainees was rendered from Afghanistan to Guantanamo; they are not a random crowd. Many of them are not guilty beyond the basic affiliation with Taliban, but guilt of others could not be proven. What evidence of terrorist activity, acceptable in the court of law, could be found in Afghanistan?

What is VISDSNB? I found this on my Credit Report but don't have a clue if this is a bank name or what. Any help would be appreciated. Many thanks!

I just got a letter from Clout Visa saying I was behind on payments. Im 2 months behind and owe $3300. I also own CItibank $3200 but am not behind and CHase bank $60 and am not behind. Is it okay to settle the Clout card and flat out pay the rest in full? Is it too soon to try to ask for settlement from clout? And if I handle the settlement on my own will that affect negativly on my credit report? And how much should I offer? I will have $1300 cash next week. Thank you all!