I don't have HORRIBLE credit but I got into some trouble when I was younger and had some late payments. As of late I've begun repairing my credit. I got my credit score and signed up for the Experian triple advantage monitoring plan, and I started disputing some things that I felt weren't accurate. Also, I've aplied for a credit card to bring my score up. I don't owe anyone money, no creditors are after me or anything like that. I got a loan for a matress through wells Fargo financial and am making sure all my payments are on time as well so that should help. My question is this.

Here's the web site for the Arkansas State Board of collection agencies. http://www.asbca.org/ I did a search in the forums and in a post, it's listed under a topic for payday lenders. They also help you out with Collection Agencies. Budmas

I just received a letter from the NTS also. I was almost taken in, but thought I would check it out on the net. Glad I did. Thanks so much.

hi--ditto on a lot of things: my status: separated mom with 5 kids (husband sold house and me and kids had to move) meanwhile before separation husband through out bills --allegely judgement filed 1/98 against me. an attorney made contact with me in 2003 (1)by letter and once in 8/06 -left message with kids --didn't get it. Had no other communications until 12/06,before Christmas, froze my account with $955. needless to say had no Christmas. I called attorney to settle with what they took and refuses to listen or settle. I then called Rcs Corp.

This morning I noticed at several store front pdls that they have a sign posted saying "We now do signature loans". They are still writing pdls, so how can they claim them to be signature loans? I always thought that a signature loan is a loan that with your signature, you promise to pay back. And with a pdl, you sign the contract stating you agree to pay back. Is this their way of getting around the deferred presentment act?

How do you get it back if a company got ahold of a new account and took out money?

One of my employees received a bill for x-rays from 2001. Aportion was paid by the insurance co, but Alliance Radiology has sent $114.00 to an attorney for collection

I took out a loan from DMS marketing in Aug of 06, to this date the are still taking out 90.00 from my checking account every two weeks. How do I get them to stop? I have payed this debt back several times over. Is there any one out there who can assist me in recovering from this DRASTIC

I owe 26000 on 3 Credit cards. I keep transferring from one card to another trying to keep the zero instres but I can not keep up. I have two babies and I need to provide for them firts. So far I am still on time with my paymenst but a few more months and I won't be able to keep up. I need help!!!

I owe about 26000 in credit cards. Can I settle this on my own with out involving a settling company? What are my chances of success?