Okay, I am taking on my own debt settlement now and I have been dealing with some CA's. I was contacted by one in November and he was a real jerk on the phone. I sent a DV letter which they never responded to. When I contacted them a couple of weeks ago, they stated they would send out a letter. I was first told that they debt had been sent back to the original creditor. He was nicer on the phone this time but should I go ahead and send second letter to the CA as well as a letter to the orginal creditor?