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Got three collections calls today, need help

18 years 8 months ago
OK, so I got three calls from three different places. One from Bay Area Credit (T mobile acct that I took out for my little brother, he didn't pay it). Also, one from NCO financial (PayPal account). And then one from a 000-000-0000 number that left a msg saying "this is an important message for" and hung up. Anyway, I had a question about this fiasco. Should I just change my number? I only use it for very few people, and no one I work with or anything knows it, so it isn't like I need it for my job. What would the repercussions be if I change it?

 

PDL Nightmare - Need Advice

18 years 8 months ago
I took out 4 PDLs a few months back and have been paying them steadily for around 4 months now, over and above the principal, yada yada... I had no idea about state laws regarding these companies and thought the $90-100 I was paying in fees every two weeks on these loans was my high price to pay for having no credit and expensive tastes. Well on 12/11, my checkbook was stolen and in the nightmare that has followed, OneClickCash and USFastCash have sent paper checks through my account for over $880, nevermind the $200 and $250 I have sent them via money order paying off my loans. I filed a C

 

Payday loans that are killing me financially

18 years 8 months ago
Hello, I have out 4 payday loans that are killing me financially because of the interest rates. I've seen people on the forum talking about T&C being a company that can possibly help you make arrangements for payday loans. Can you please give me their phone number and information.

 

Payday Loan-yes

18 years 8 months ago
I need to find out if payday loan-yes & Global payday are licensed in Florida. My original loan was with Cashnet500 they are not licensed but not sure if these 2 others which are 2 other names they do business under are. thanks!

 

Bad Start

18 years 8 months ago
When i turned 18 i recieved my first credit card. I am now 19 and i was irresponsible with the card i recieved. I havent made a payment on it in almost a year because i thought it would be ok. Now i am about to turn 20 and i am sure i owe upwards to 2000 dollars. I know that might not be a lot but i am also worried that my credit is scrwed because it has been a while since i have payed. What do i do?

 

How should I proceed with Allied Interstate?

18 years 8 months ago
I have been receiving calls from this phone number 323-372-6323. They do no not leave any messages and when I call them back I get allied interstate. I ran my credit report and I noticed an old credit card from 1998 with a balance of 1400+ dollars. I moved a few times and had alot of changes going on in my life at the time. So, I may of forgot about it. I have not spoke to anyone with Allied Interstate. How should I proceed? Billy Lucero

 

Payment Method

18 years 8 months ago
I dont have a checking account is there another payment method i can use?

 

PDL trouble in Portland, OR!

18 years 8 months ago
Hi there I just joined yesterday officially, and I am hoping that someone might have some advice for me! I live in Portland, OR and have 6 payday loans out with various storefront companies: Cash & Go: $345 Checkmate: $412 Fastbucks: $364 Urgent Money: $364 Advance America: $314 The Cash Store: $840 As of yesterday I have defaulted on all of these except for Cash & Go and Checkmate, which I was able to pay the interest on. I know that I need to take action quickly.

 

Paying It Outright

18 years 8 months ago
I have always been curious about this since I joined the boards. Has anyone paid outright to the Payday Loan companies (ie Paid In Full without going through default)? If so, did all debits quit? Or was the companies still trying to pull money out? I am just fearful that when I get all the principles paid off at the end of the month, they will still continue to debit out of my account. I guess I could open a new account, but I really don't want to go through the hassle. Should I just set a block on the payday companies I have now? I like my bank as they have been extremely patient with me.

 

My credit shows midland cred. I owe 1250

18 years 8 months ago
I recently was trying to get a job but it's like a credit agency or whatever they looked up my credit and it said i owed midland cred 1250 but i was only 1250 i was only 16 years old what should i do.