I am a 21 year old college student from Michigan. When I moved out of my parent's house I had a great job (cash evey week) and great credit. Well, the little credit I did have was flawless.
Then Erica happened. We moved into an apartment in Ann Arbor and were doing great until I realized that mine was the only name on our lease. She insisted that she pay the cable bill and I pay electric, gas, and water. She loved to have every light on and take 30 minute long showers twice a day.


