I recently was discharged from a Ch 13. My credit scores moved up over the 3 year period I was in the Ch 13 nicely, but the day that my discharge updated at the bureaus the scores fell some 70 points to where they were right after the initial filing. Bummer. My question is this, in the last few weeks I have submitted a few disputes to correct some items being misreported, 3 to be exact. The resolution brought my equifax scores back up to 635. however 1 of the three items a day later suddenly GMAC changed the way they reported a vehicle loan that was surrendered in the bankruptcy.